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Statistical Supplement | April 2008

Statistical Supplement to the Federal Reserve Bulletin, April 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2005
 2006
 2007
 2007 2008
Oct Nov Dec Jan Feb Mar
  Seasonally adjusted
1 Total 2,284,876 2,387,470 2,524,293 2,504,925r 2,522,138r 2,524,293 2,536,529 2,543,065 2,558,354
 
2 Revolving 824,963 875,406 941,448 929,458r 939,289r 941,448 947,004 950,931 957,209
3 Nonrevolving2 1,459,913 1,512,064 1,582,845 1,575,467r 1,582,849r 1,582,845 1,589,526 1,592,134 1,601,146
  Not seasonally adjusted
4 Total 2,313,862 2,418,262 2,557,297 2,511,491r 2,532,169r 2,557,297 2,557,715 2,541,957 2,541,037
 
  By major holder  
5 Commercial banks 707,039 741,200 804,616 771,441 788,351 804,616 808,074 798,262 793,382
6 Finance companies 516,534 534,354 583,869 570,906r 575,330r 583,869 581,387 578,798 583,641
7 Credit unions 228,588 234,532 235,700 238,574r 237,654r 235,700 234,066 232,276 230,728
8 Federal government and Sallie Mae 89,822 91,676 98,160 98,208 98,295 98,160 102,309 102,989 103,336
9 Savings institutions 109,077 95,547 90,941 87,181 87,290 90,941 90,820 90,708 90,587
10 Nonfinancial business 58,817 56,757 55,224 53,734 55,298 55,224 53,230 51,904 51,145
11 Pools of securitized assets3 603,986 664,197 688,787 691,448r 689,950r 688,787 687,829 687,020 688,219
 
  By major type of credit4  
12 Revolving 849,975 902,316 970,389 927,309r 944,830r 970,389 958,383 949,095 944,094
13 Commercial banks 311,204 327,302 353,985 321,324 336,536 353,985 337,720 328,512 319,686
14 Finance companies 66,307 79,874 86,046 80,562 82,948 86,046 85,249 84,150 83,788
15 Credit unions 24,688 27,388 31,071 29,334r 29,919r 31,071 30,802 30,450 30,452
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 40,755 42,459 44,904 40,245 40,796 44,904 44,753 44,611 44,460
18 Nonfinancial business 11,598 7,779 4,228 7,295 7,429 4,228 3,987 3,808 3,657
19 Pools of securitized assets3 395,423 417,514 450,154 448,549 447,202 450,154 455,872 457,564 462,051
 
20 Nonrevolving 1,463,887 1,515,946 1,586,909 1,584,182r 1,587,339r 1,586,909 1,599,332 1,592,862 1,596,943
21 Commercial banks 395,835 413,898 450,631 450,116 451,816 450,631 470,354 469,751 473,696
22 Finance companies 450,226 454,480 497,823 490,344r 492,383r 497,823 496,138 494,648 499,853
23 Credit unions 203,900 207,144 204,629 209,240r 207,735r 204,629 203,264 201,826 200,276
24 Federal government and Sallie Mae 89,822 91,676 98,160 98,208 98,295 98,160 102,309 102,989 103,336
25 Savings institutions 68,322 53,088 46,037 46,936 46,494 46,037 46,068 46,096 46,127
26 Nonfinancial business 47,219 48,978 50,996 46,439 47,868 50,996 49,243 48,096 47,489
27 Pools of securitized assets3 208,564 246,683 238,633 242,899r 242,749r 238,633 231,957 229,456 226,167

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | April 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: June 2, 2008