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Statistical Supplement | August 2008

Statistical Supplement to the Federal Reserve Bulletin, August 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2005
 2006
 2007
 2008
Jan Feb Mar Apr May June
  Seasonally adjusted
1 Total 2,284,876 2,387,470 2,523,632 2,535,558 2,542,433 2,555,038 2,563,954 2,572,004 2,586,333
 
2 Revolving 824,963 875,406 940,609 946,545 950,735 956,578 956,789 962,859 968,353
3 Nonrevolving2 1,459,913 1,512,064 1,583,024 1,589,013 1,591,699 1,598,460 1,607,165 1,609,145 1,617,981
  Not seasonally adjusted
4 Total 2,313,862 2,418,262 2,556,611 2,556,735 2,541,326 2,537,737 2,549,780 2,556,811 2,569,172
 
  By major holder  
5 Commercial banks 707,039 741,200 804,096 808,704 800,042 796,312 807,966 808,911 814,564
6 Finance companies 516,534 534,354 583,869 581,032 578,604 582,475 585,790 586,472 585,403
7 Credit unions 228,588 234,532 235,700 234,066 232,276 230,546 231,747 232,541 233,938
8 Federal government and Sallie Mae 89,822 91,676 98,396 102,377 103,122 103,537 103,761 104,009 104,289
9 Savings institutions 109,077 95,547 90,787 89,684 88,651 87,548 88,100 88,670 89,221
10 Nonfinancial business 58,817 56,757 55,167 53,221 51,939 51,220 51,150 51,340 51,416
11 Pools of securitized assets3 603,986 664,197 688,596 687,651 686,691 686,098 681,267 684,868 690,341
 
  By major type of credit4  
12 Revolving 849,975 902,316 969,523 957,919 948,899 943,472 949,178 955,122 962,451
13 Commercial banks 311,204 327,302 353,446 338,287 330,184 322,463 327,759 327,291 330,830
14 Finance companies 66,307 79,874 86,046 84,895 83,447 82,065 83,073 83,898 85,042
15 Credit unions 24,688 27,388 31,071 30,802 30,450 30,462 30,746 31,079 31,681
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 40,755 42,459 44,750 44,077 43,446 42,773 43,510 44,271 45,008
18 Nonfinancial business 11,598 7,779 4,228 3,987 3,808 3,657 3,731 3,730 3,755
19 Pools of securitized assets3 395,423 417,514 449,982 455,872 457,564 462,051 460,359 464,854 466,135
 
20 Nonrevolving 1,463,887 1,515,946 1,587,088 1,598,816 1,592,427 1,594,265 1,600,602 1,601,689 1,606,721
21 Commercial banks 395,835 413,898 450,650 470,417 469,859 473,849 480,206 481,620 483,734
22 Finance companies 450,226 454,480 497,823 496,138 495,157 500,410 502,716 502,574 500,361
23 Credit unions 203,900 207,144 204,629 203,264 201,826 200,084 201,001 201,462 202,257
24 Federal government and Sallie Mae 89,822 91,676 98,396 102,377 103,122 103,537 103,761 104,009 104,289
25 Savings institutions 68,322 53,088 46,037 45,607 45,205 44,775 44,590 44,399 44,214
26 Nonfinancial business 47,219 48,978 50,939 49,234 48,131 47,563 47,419 47,611 47,661
27 Pools of securitized assets3 208,564 246,683 238,614 231,779 229,127 224,047 220,908 220,015 224,206

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | August 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: August 29, 2008