The Federal Reserve Board eagle logo links to home page

Statistical Supplement | September 2008

Statistical Supplement to the Federal Reserve Bulletin, September 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2005
 2006
 2007
 2008
Febr Marr Aprr Mayr Juner July
  Seasonally adjusted
1 Total 2,285,160r 2,387,691r 2,521,372r 2,541,849 2,554,468 2,564,766 2,571,905 2,582,867 2,587,427
 
2 Revolving 824,469r 874,621r 939,458r 951,473 957,521 957,526 963,207 966,017 969,899
3 Nonrevolving2 1,460,691r 1,513,070r 1,581,914r 1,590,375 1,596,947 1,607,240 1,608,698 1,616,850 1,617,528
  Not seasonally adjusted
4 Total 2,313,862 2,418,262 2,554,250r 2,538,845 2,535,203 2,547,189 2,554,063 2,564,587 2,572,302
 
  By major holder  
5 Commercial banks 707,039 741,200 804,096 800,046 796,317 807,446 807,866 812,994 820,524
6 Finance companies 516,534 534,354 583,869 578,604 582,475 585,790 586,472 583,848 586,014
7 Credit unions 228,588 234,532 235,700 232,276 230,546 231,747 232,541 233,946 236,563
8 Federal government and Sallie Mae 89,822 91,676 98,396 103,122 103,537 103,852 104,195 104,566 105,217
9 Savings institutions 109,077 95,547 90,787 88,630 87,515 88,338 89,187 90,010 89,728
10 Nonfinancial business 58,817 56,757 55,184r 51,928 51,206 51,107 51,270 51,338 51,516
11 Pools of securitized assets3 603,986 664,197 686,218r 684,239 683,606 678,910 682,531 687,885 682,741
 
  By major type of credit4  
12 Revolving 849,975 902,316 969,538r 948,829 943,371 948,576 953,943 959,691 963,288
13 Commercial banks 311,204 327,302 353,446 330,184 322,463 327,110 325,992 328,882 335,187
14 Finance companies 66,307 79,874 86,046 83,447 82,065 83,073 83,898 84,035 83,896
15 Credit unions 24,688 27,388 31,071 30,450 30,462 30,746 31,079 31,675 32,002
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 40,755 42,459 44,750 43,446 42,773 43,792 44,845 45,864 45,366
18 Nonfinancial business 11,598 7,779 4,245r 3,797 3,643 3,713 3,709 3,749 3,745
19 Pools of securitized assets3 395,423 417,514 449,981r 457,504 461,965 460,142 464,420 465,485 463,091
 
20 Nonrevolving 1,463,887 1,515,946 1,584,711r 1,590,016 1,591,832 1,598,613 1,600,119 1,604,897 1,609,015
21 Commercial banks 395,835 413,898 450,650 469,862 473,854 480,336 481,874 484,112 485,337
22 Finance companies 450,226 454,480 497,823 495,157 500,410 502,716 502,574 499,813 502,117
23 Credit unions 203,900 207,144 204,629 201,826 200,084 201,001 201,462 202,271 204,561
24 Federal government and Sallie Mae 89,822 91,676 98,396 103,122 103,537 103,852 104,195 104,566 105,217
25 Savings institutions 68,322 53,088 46,037 45,183 44,742 44,546 44,342 44,146 44,362
26 Nonfinancial business 47,219 48,978 50,939 48,131 47,563 47,394 47,561 47,589 47,771
27 Pools of securitized assets3 208,564 246,683 236,237r 226,735 221,642 218,768 218,110 222,399 219,650

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | September 2008 | Tips for printing wide tables | Symbols and Abbreviations

Accessibility | Contact us
Last update: October 7, 2008