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Statistical Supplement | September 2008

Statistical Supplement to the Federal Reserve Bulletin, September 2008
4.46  Small Loans to Businesses and Farms, 2001-2007
Company 2001 2002 2003 2004 2005 2006 2007
  Total business loans  
1 Number 6,094,606 7,556,999 8,004,463 8,111,492 7,951,110 12,603,453 13,492,771
2 Amount (thousands of dollars) 224,914,485 253,225,288 278,612,596 293,745,569 271,615,447 305,586,939 329,221,721
  Percent to small firms1  
3 Number 40.0 31.0 37.8 37.6 47.4 36.8 38.4
4 Amount 44.8 44.2 45.8 44.2 45.3 43.8 41.8
 
  Total farm loans  
5 Number 235,417 256,117 288,739 292,451 218,891 208,554 218,869
6 Amount (thousands of dollars) 14,330,467 16,222,070 17,297,590 18,141,412 12,698,385 12,541,030 13,092,698
  Percent to small farms1  
7 Number 90.0 88.5 88.8 84.4 82.6 79.9 80.7
8 Amount 83.6 83.0 83.0 77.6 77.5 76.6 75.7
 
  Activity of CRA reporters (percent)2  
  All small loans to businesses  
9 Number 84.0 88.0 90.5 78.4 73.2 58.3 77.6
10 Amount 75.0 76.9 77.1 74.1 65.1 64.5 66.3
  All small loans to farms2  
11 Number 32.3 32.2 33.3 36.0 25.0 26.5 22.5
12 Amount 38.2 38.1 38.5 39.0 27.1 27.8 26.5
 
  Distribution of business loans by asset size of lender  
  Number (percent)  
13 Less than 100 0.4 0.1 0.1 0.1 0.1 0.0 0.0
14 100 to 249 13.8 0.5 0.4 0.5 0.3 0.2 0.2
15 250 to 999 13.2 25.1 12.5 9.9 2.6 1.3 1.0
16 1,000 or more 72.6 74.3 86.9 89.6 97.0 98.5 98.8
 
17 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
18 Less than 100 1.0 0.4 0.4 0.3 0.1 0.0 0.1
19 100 to 249 2.7 1.6 1.5 1.0 0.4 0.3 0.3
20 250 to 999 21.8 23.6 22.6 20.6 9.3 6.7 5.5
21 1,000 or more 74.5 74.4 75.6 78.1 90.2 93.0 94.1
 
22 Total 100 100 100 100 100 100 100
 
  Distribution of farm loans by asset size of lender  
  Number (percent)  
23 Less than 100 1.2 1.0 1.5 0.7 0.4 0.0 0.0
24 100 to 249 3.4 2.5 2.5 3.5 0.9 0.4 0.5
25 250 to 999 42.7 49.1 44.2 44.6 20.7 16.5 14.6
26 1,000 or more 52.6 47.4 51.8 51.1 78.0 83.0 84.9
 
27 Total 100 100 100 100 100 100 100
 
  Amount (percent)  
28 Less than 100 0.9 0.7 1.2 0.7 0.4 0.1 0.0
29 100 to 249 2.8 2.3 2.4 3.0 1.0 0.3 0.5
30 250 to 999 38.8 43.2 44.6 44.0 23.5 18.9 17.6
31 1,000 or more 57.5 53.8 51.8 52.3 75.1 80.7 81.9
 
32 Total 100 100 100 100 100 100 100
 
  Distribution of business loans by income of census tract3  
  Number  
33 Low 4.0 3.7 3.6 3.5 3.2 3.1 3.0
34 Moderate 15.2 15.2 17.0 16.7 16.4 15.7 15.4
35 Middle 50.1 50.5 47.6 47.7 47.3 45.0 45.3
36 Upper 30.3 30.3 31.6 32.0 33.0 36.0 36.1
37 Income not reported 0.4 0.4 0.2 0.2 0.2 0.2 0.2
 
38 Total 100 100 100 100 100 100 100
 
  Amount  
39 Low 4.9 4.7 4.4 4.3 4.3 4.2 3.9
40 Moderate 15.2 15.2 17.9 17.8 17.5 17.2 16.9
41 Middle 47.6 47.9 45.4 45.1 44.2 43.6 43.7
42 Upper 31.7 31.7 31.9 32.4 33.5 34.7 35.1
43 Income not reported 0.6 0.6 0.4 0.4 0.4 0.3 0.3
 
44 Total 100 100 100 100 100 100 100
 
  Memo  
  Number of reporters  
45 Commercial banks 1,443 1,495 1,635 1,658 891 837 771
46 Savings institutions 469 491 468 341 212 191 227
 
47 Total 1,912 1,986 2,103 1,999 1,103 1,028 998

1. Businesses and farms with revenues of $1 million or less.   Return to table

2. Percentages reflect the ratio of activity by CRA reporters to activity by all lenders. Calculations based on information reported in the June Call Reports except that calculations for savings associations are based on information reported in the June Thrift Financial Reports.   Return to table

3. Low income: census tract median family income less than 50 percent of MSA/MD median family income or nonmetropolitan portion of state median family income; moderate income: 50-79 percent; middle income: 80-120 percent; upper income: 120 percent or more. Excludes loans where census tract was not reported.   Return to table

Source: FFIEC

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Last update: October 7, 2008