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Statistical Supplement | October 2008

Statistical Supplement to the Federal Reserve Bulletin, October 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2005
 2006
 2007
 2008
Mar Apr May June Julyr Aug
  Seasonally adjusted
1 Total 2,285,160 2,387,691 2,521,372 2,554,065r 2,564,154r 2,571,086r 2,579,976r 2,585,219 2,577,340
 
2 Revolving 824,469 874,621 939,458 957,326r 957,264r 962,876r 965,613r 969,646 969,034
3 Nonrevolving2 1,460,691 1,513,070 1,581,914 1,596,739r 1,606,890r 1,608,210r 1,614,362r 1,615,573 1,608,306
  Not seasonally adjusted
4 Total 2,313,862 2,418,262 2,554,250 2,534,804r 2,546,582r 2,553,250r 2,561,717r 2,570,106 2,583,371
 
  By major holder  
5 Commercial banks 707,039 741,200 804,096 796,317 807,446 807,866 812,994 820,498 833,308
6 Finance companies 516,534 534,354 583,869 582,475 585,790 586,472 583,848 586,564 590,193
7 Credit unions 228,588 234,532 235,700 230,147r 231,142r 231,734r 231,083r 233,863 236,103
8 Federal government and Sallie Mae 89,822 91,676 98,396 103,537 103,852 104,195 104,566 105,217 107,362
9 Savings institutions 109,077 95,547 90,787 87,515 88,335r 89,182r 90,002r 89,720 89,437
10 Nonfinancial business 58,817 56,757 55,184 51,206 51,107 51,270 51,338 51,505 51,956
11 Pools of securitized assets3 603,986 664,197 686,218 683,606 678,910 682,531 687,885 682,739 675,011
 
  By major type of credit4  
12 Revolving 849,975 902,316 969,538 943,179r 948,316r 953,616r 959,290r 963,037 968,601
13 Commercial banks 311,204 327,302 353,446 322,463 327,110 325,992 328,882 335,186 342,845
14 Finance companies 66,307 79,874 86,046 82,065 83,073 83,898 84,035 84,048 84,009
15 Credit unions 24,688 27,388 31,071 30,270r 30,486r 30,752r 31,275r 31,600 31,986
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 40,755 42,459 44,750 42,773 43,792 44,844r 45,863r 45,366 44,868
18 Nonfinancial business 11,598 7,779 4,245 3,643 3,713 3,709 3,749 3,745 3,827
19 Pools of securitized assets3 395,423 417,514 449,981 461,965 460,142 464,420 465,485 463,091 461,066
 
20 Nonrevolving 1,463,887 1,515,946 1,584,711 1,591,625r 1,598,266r 1,599,634r 1,602,427r 1,607,069 1,614,770
21 Commercial banks 395,835 413,898 450,650 473,854 480,336 481,874 484,112 485,311 490,463
22 Finance companies 450,226 454,480 497,823 500,410 502,716 502,574 499,813 502,516 506,184
23 Credit unions 203,900 207,144 204,629 199,877r 200,656r 200,982r 199,808r 202,263 204,117
24 Federal government and Sallie Mae 89,822 91,676 98,396 103,537 103,852 104,195 104,566 105,217 107,362
25 Savings institutions 68,322 53,088 46,037 44,742 44,543r 44,338r 44,139r 44,354 44,569
26 Nonfinancial business 47,219 48,978 50,939 47,563 47,394 47,561 47,589 47,760 48,129
27 Pools of securitized assets3 208,564 246,683 236,237 221,642 218,768 218,110 222,399 219,648 213,945

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | October 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: October 31, 2008