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Statistical Supplement | November 2008

Statistical Supplement to the Federal Reserve Bulletin, November 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2005
 2006
 2007
 2008
Apr May June Julyr Augr Sept
  Seasonally adjusted
1 Total 2,285,160 2,387,691 2,521,372 2,564,154 2,571,086 2,579,975r 2,587,498 2,581,211 2,588,074
 
2 Revolving 824,469 874,621 939,458 957,264 962,876 965,613 970,107 970,454 971,408
3 Nonrevolving2 1,460,691 1,513,070 1,581,914 1,606,890 1,608,210 1,614,362 1,617,391 1,610,757 1,616,666
  Not seasonally adjusted
4 Total 2,313,862 2,418,262 2,554,250 2,546,582 2,553,250 2,561,716r 2,572,372 2,587,252 2,596,942
 
  By major holder  
5 Commercial banks 707,039 741,200 804,096 807,446 807,866 812,994 820,500 833,300 844,622
6 Finance companies 516,534 534,354 583,869 585,790 586,472 583,848 589,178 595,631 599,814
7 Credit unions 228,588 234,532 235,700 231,142 231,734 231,083 233,863 235,992 236,731
8 Federal government and Sallie Mae 89,822 91,676 98,396 103,852 104,195 104,566 105,217 106,362 106,709
9 Savings institutions 109,077 95,547 90,787 88,335 89,182 90,002 89,720 89,437 79,164
10 Nonfinancial business 58,817 56,757 55,184 51,107 51,270 51,338 51,509 51,958 51,705
11 Pools of securitized assets3 603,986 664,197 686,218 678,910 682,531 687,885 682,386 674,572 678,198
 
  By major type of credit4  
12 Revolving 849,975 902,316 969,538 948,316 953,616 959,290 963,494 970,021 970,493
13 Commercial banks 311,204 327,302 353,446 327,110 325,992 328,882 335,186 342,847 354,982
14 Finance companies 66,307 79,874 86,046 83,073 83,898 84,035 84,440 84,793 85,337
15 Credit unions 24,688 27,388 31,071 30,486 30,752 31,275 31,600 31,987 32,055
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 40,755 42,459 44,750 43,792 44,844 45,863 45,366 44,868 34,387
18 Nonfinancial business 11,598 7,779 4,245 3,713 3,709 3,749 3,745 3,827 3,821
19 Pools of securitized assets3 395,423 417,514 449,981 460,142 464,420 465,485 463,158 461,699 459,912
 
20 Nonrevolving 1,463,887 1,515,946 1,584,711 1,598,266 1,599,634 1,602,427 1,608,878 1,617,231 1,626,450
21 Commercial banks 395,835 413,898 450,650 480,336 481,874 484,112 485,314 490,453 489,640
22 Finance companies 450,226 454,480 497,823 502,716 502,574 499,813 504,739 510,838 514,477
23 Credit unions 203,900 207,144 204,629 200,656 200,982 199,808 202,263 204,005 204,676
24 Federal government and Sallie Mae 89,822 91,676 98,396 103,852 104,195 104,566 105,217 106,362 106,709
25 Savings institutions 68,322 53,088 46,037 44,543 44,338 44,139 44,354 44,569 44,777
26 Nonfinancial business 47,219 48,978 50,939 47,394 47,561 47,589 47,764 48,130 47,884
27 Pools of securitized assets3 208,564 246,683 236,237 218,768 218,110 222,399 219,228 212,873 218,286

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | November 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: November 19, 2008