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Statistical Supplement | December 2008

Statistical Supplement to the Federal Reserve Bulletin, December 2008
1.55  Total Outstanding Consumer Credit1
Millions of dollars, amounts outstanding, end of period
Holder and type of credit 2005
 2006
 2007
 2008
Mayr Juner Julyr Augr Septr Oct
  Seasonally adjusted
1 Total 2,285,160 2,387,691 2,519,020r 2,565,446 2,574,033 2,581,360 2,574,925 2,581,656 2,578,121
 
2 Revolving 824,469 874,621 939,515r 962,935 965,673 971,776 973,773 976,255 976,073
3 Nonrevolving2 1,460,691 1,513,070 1,579,505r 1,602,511 1,608,361 1,609,584 1,601,152 1,605,401 1,602,047
  Not seasonally adjusted
4 Total 2,313,862 2,418,262 2,551,895r 2,547,640 2,555,818 2,566,264 2,580,926 2,590,451 2,583,440
 
  By major holder  
5 Commercial banks 707,039 741,200 804,096 807,860 812,984 820,321 832,952 844,105 846,586
6 Finance companies 516,534 534,354 584,056r 584,492 581,773 586,524 592,376 596,257 593,293
7 Credit unions 228,588 234,532 235,700 231,734 231,083 233,863 235,992 236,874 237,518
8 Federal government and Sallie Mae 89,822 91,676 98,396 104,195 104,566 105,280 106,489 106,896 108,371
9 Savings institutions 109,077 95,547 90,787 89,183 90,003 89,216 88,429 77,775 78,670
10 Nonfinancial business 58,817 56,757 55,184 51,270 51,338 51,526 51,989 51,923 52,053
11 Pools of securitized assets3 603,986 664,197 683,677r 678,906 684,071 679,535 672,699 676,621 666,950
 
  By major type of credit4  
12 Revolving 849,975 902,316 969,597r 953,675 959,348 965,152 973,339 975,335 973,966
13 Commercial banks 311,204 327,302 353,446 325,992 328,882 335,636 343,747 356,332 363,122
14 Finance companies 66,307 79,874 86,046 83,898 84,035 83,856 83,627 83,310 82,346
15 Credit unions 24,688 27,388 31,071 30,752 31,275 31,600 31,987 32,109 32,047
16 Federal government and Sallie Mae n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a. n.a.
17 Savings institutions 40,755 42,459 44,750 44,844 45,863 45,898 45,934 36,076 36,870
18 Nonfinancial business 11,598 7,779 4,245 3,709 3,749 3,745 3,827 3,821 3,805
19 Pools of securitized assets3 395,423 417,514 450,040r 464,479 465,544 464,416 464,215 463,687 455,775
 
20 Nonrevolving 1,463,887 1,515,946 1,582,298r 1,593,965 1,596,470 1,601,112 1,607,587 1,615,117 1,609,474
21 Commercial banks 395,835 413,898 450,650 481,868 484,102 484,685 489,205 487,773 483,464
22 Finance companies 450,226 454,480 498,010r 500,595 497,737 502,667 508,748 512,946 510,946
23 Credit unions 203,900 207,144 204,629 200,982 199,808 202,263 204,005 204,765 205,471
24 Federal government and Sallie Mae 89,822 91,676 98,396 104,195 104,566 105,280 106,489 106,896 108,371
25 Savings institutions 68,322 53,088 46,037 44,338 44,140 43,317 42,495 41,699 41,800
26 Nonfinancial business 47,219 48,978 50,939 47,561 47,589 47,781 48,161 48,102 48,248
27 Pools of securitized assets3 208,564 246,683 233,637r 214,427 218,527 215,118 208,484 212,934 211,175

1. The Board's series on amounts of credit covers most short- and intermediate-term credit extended to individuals, excluding loans secured by real estate. Data in this table also appear in the Board's G.19 (421) monthly statistical release.   Return to table

2. Comprises motor vehicle loans, mobile home loans, and all other loans that are not included in revolving credit, such as loans for education, boats, trailers, or vacations. These loans may be secured or unsecured.   Return to table

3. Outstanding balances of pools upon which securities have been issued; these balances are no longer carried on the balance sheets of the loan originator.   Return to table

4. Totals include estimates for certain holders for which only consumer credit totals are available.   Return to table

Statistical Supplement | December 2008 | Tips for printing wide tables | Symbols and Abbreviations

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Last update: January 9, 2009