Board Actions

Actions taken during the week ending November 12, 2005

Bank Holding Companies

Bank of Montreal, Montreal, Canada; Harris Financial Corp., Chicago; Illinois, and Harris Bankcorp, Inc. -- to acquire Edville Bankcorp, Inc., Villa Park, Illinois, and its subsidiary, Villa Park Trust & Savings Bank.
-Approved, November 10, 2005

Sky Financial Group, Inc., Bowling Green, Ohio -- to acquire Falls Bank, Stow, a state-chartered savings bank.
-Approved, November 9, 2005

Enforcement

Planters Bank and Trust Company, Staunton, Virginia -- written agreement dated March 19, 2004, terminated October 28, 2005.
-Announced, November 7, 2005

Virginia Heartland Bank, Fredericksburg, Virginia -- written agreement dated March 19, 2004, terminated October 28, 2005.
-Announced, November 7, 2005

Forms

Forms -- final Board review to extend without revision the Recordkeeping and Disclosure Requirements in Connection with Regulation M (Consumer Leasing).
-Approved, November 7, 2005

Testimony And Statements

Basel II Implementation and Revisions to Basel I -- statement by Governor Bies before the Senate Committee on Banking, Housing, and Urban Affairs.
-Published, November 10, 2005