Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending November 26, 2005

Filer

Filing Type

Filing Proposal

End of Comment Period

GUARANTY BANK AND TRUST COMPANY

* Branch

Guaranty Bank and Trust Company, Denver, Colorado, to establish a branch at 2460 Baseline Road, Boulder, Colorado.

Newspaper:	12/06/2005
Federal Register:	Not applicable

SOLOMON BANCSHARES, INC.

CIC

Notification by Kirk Berneking, Solomon, Kansas, as trustee of the Julia Riordan Trust No. 2, to retain control of Solomon Bancshares, Inc., parent of Solomon State Bank, both in Solomon, Kansas.

Newspaper:	12/14/2005
Federal Register:	12/06/2005

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FARMERS BK OF LINCOLN, LINCOLN, MISSOURI	742355	08/15/2005	11/17/2005	S	Small Bank
GRANT CTY BK, MEDFORD, OKLAHOMA	361354	08/22/2005	11/15/2005	S	Small Bank

CRA Examinations scheduled for First Quarter of 2006 (January 1, 2006 - March 31, 2006)

Institution	Location
ADRIAN BK	ADRIAN, MISSOURI
BANK 7	MEDFORD, OKLAHOMA
BANK OF CUSHING & TC	CUSHING, OKLAHOMA
BANK OF ELGIN	ELGIN, NEBRASKA
BANK OF LOCUST GROVE	LOCUST GROVE, OKLAHOMA
CENTENNIAL BK W	FORT COLLINS, COLORADO
CITIZENS ST B&TC	ELLSWORTH, KANSAS
COLORADO MOUNTAIN BK	WESTCLIFFE, COLORADO
FIRST B&TC	CLINTON, OKLAHOMA
FIRST ST BK	FAIRFAX, OKLAHOMA
FIRST ST BK OF NEWCASTLE	NEWCASTLE, WYOMING
GUARANTEE ST BK	LAWTON, OKLAHOMA
GUARANTY B&TC	DENVER, COLORADO
HOME ST BK	ERIE, KANSAS
LAKESIDE BK OF SALINA	SALINA, OKLAHOMA
LUSK ST BK	LUSK, WYOMING

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending November 26, 2005

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2006 (January 1, 2006 - March 31, 2006)

District: 10
Federal Reserve Bank of: Kansas City