Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending December 24, 2005

Filer

Filing Type

Filing Proposal

End of Comment Period

BOULEVARD BANCSHARES, INC.

* 3A1

Boulevard Bancshares, Inc., St. Louis, Missouri, to become a bank holding company by acquiring 100 percent of WestBridge Bank & Trust Company, St. Louis, Missouri (in organization).

Newspaper:	01/14/2006
Federal Register:	01/12/2006

DBT FINANCIAL CORPORATION

CIC

Notice by the Ferguson family control group, to retain control of DBT Financial Corporation, DeWitt, Arkansas. The control group consists of Carolyn Ferguson Pryor, Jackson, Mississippi, Nancy Ferguson Rasco, Hot Springs, Arkansas, Rebecca Ferguson Ehrlicher, Memphis, Tennessee, the Carolyn Ferguson Prior Trust (Carolyn Ferguson Pryor and DeWitt Bank & Trust, DeWitt, Arkansas, as co-trustees), the Nancy Ferguson Rasco Trust (Nancy Ferguson Rasco and DeWitt Bank & Trust as co-trustees), the Rebecca Ferguson Ehrlicher Trust (Rebecca Ferguson Ehrlicher and DeWitt Bank & Trust as co-trustees), the Charles W. Rasco III Marital Trust, (DeWitt Bank & Trust as trustee), and the Elmer Ferguson Farms, Inc., DeWitt, Arkansas.

Newspaper:	01/05/2006
Federal Register:	01/04/2006

FMS BANCORP, INC.

* 3A3

FMS Bancorp, Inc., Poplar Bluff, Missouri, to acquire 100 percent of First Missouri State Bank of Cape County, Cape Girardeau, Missouri (in organization).

Newspaper:	01/17/2006
Federal Register:	01/20/2006

TEMPLAR FUND, INC., THE

* 3A5

The Templar Fund, Inc., Saint Louis, Missouri, Trubank Securities Trust, Clayton, Missouri, and Truman Bancorp, Inc., Clayton, Missouri, to acquire 100 percent of FFC Financial Corporation, St. Louis, Missouri, and thereby indirectly acquire Keystone Bank, Northwoods, Missouri.

Newspaper:	12/26/2005
Federal Register:	01/05/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending December 24, 2005

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis