Board Actions

Actions taken during the week ending January 21, 2006

Bank Holding Companies

Fulton Financial Corporation, Lancaster, Pennsylvania -- to merge with Columbia Bancorp, Columbia, Maryland, and acquire The Columbia Bank.
-Approved, January 17, 2006

Synovus Financial Corp., Columbus, Georgia -- to acquire Riverside Bancshares, Inc., Marietta, and Riverside Bank.
-Approved, January 18, 2006

Wachovia Corporation, Charlotte, North Carolina -- interpretation to clarify that Wachovia Corporation (and all internationally active bank holding companies) may include trust preferred securities that mandatorily convert into noncumulative perpetual preferred securities in its tier 1 capital.
-Approved, January 19, 2006

Enforcement

Credit Lyonnais, S.A., Paris, France -- issuance of a consent cease and desist order against Jean Peyrelevade, a former institution-affiliated party.
-Approved, January 18, 2006