Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending February 18, 2006

Filer Filing Type Filing Proposal End of Comment Period
EBANK CORPORATION FBSEA eBank Corporation, Tokyo, Japan, to establish a representative office in San Francisco, California, pursuant to Section 10(a) of the International Banking Act.
Newspaper: Not available
Federal Register: Not applicable
GOLD COUNTRY FINANCIAL SERVICES, INC. CIC Notice by Lanza Family Group, consisting of David W. Lanza, Roy E. Lanza, David W. Lanza Trust, Roy and Sondra Lanza Family Trust, Colusa Motor Sales, Inc., Hust Brothers, Inc., Marysville Auto Parts, Inc., and Yuba Street Ventures, LLC, all of Marysville, California, to increase their ownership of Gold Country Financial Services, Inc., and thereby indirectly increase their ownership of Gold Country Bank, N.A., both of Marysville, California.
Newspaper: 02/20/2006
Federal Register: 02/22/2006
Taiwan Cooperative Bank FBSEA Taiwan Cooperative Bank, Taipei, Taiwan, to retain the Seattle, Washington, and Los Angeles, California, branch offices of Farmers Bank of China, as a result of the merger of Farmers Bank of China, with and into Taiwan Cooperative Bank.
Newspaper: Not available
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
DESERT CMNTY BK, VICTORVILLE, CALIFORNIA 155263 05/31/2005 02/08/2006 S Large Bank


CRA Examinations scheduled for Second Quarter of 2006 (April 1, 2006 - June 30, 2006)

Institution Location
EAST WEST BK SAN MARINO, CALIFORNIA
FIRST UT BK SALT LAKE CITY, UTAH
IDAHO BKG CO BOISE, IDAHO
UNITED SCTY BK FRESNO, CALIFORNIA
WESTAMERICA BK SAN RAFAEL, CALIFORNIA

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco