Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending April 1, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

CBT Bancorp, Inc.

* 3A1

CBT Bancorp, Inc., Trenton, Illinois, to become a bank holding company by acquiring 100 percent of Community Bank of Trenton, Trenton, Illinois.

Newspaper:	04/28/2006
Federal Register:	05/01/2006

COLUMBIA BANCSHARES, INC.

CIC

Notice by the Stumpf Family Control Group, Columbia, Illinois, to increase control of Columbia Bancshares, Inc., Columbia, Illinois. The control group consists of Kenneth W. Stumpf, Evelyn L. Stumpf, Gary A. Stumpf, Cheri A. Riebeling, Jay W. Stumpf, Jane L. Menner, and Kurt D. Stumpf, all of Columbia, Illinois.

Newspaper:	Not available
Federal Register:	04/07/2006

FIRST NATIONAL BANCSHARES OF HEMPSTEAD COUNTY

CIC

Notice by Nancy Hays Gottwald, Richmond, Virginia, to increase control of First National Bancshares of Hempstead County, Inc., Hope, Arkansas.

Newspaper:	Not available
Federal Register:	04/20/2006

REELFOOT BANK

* Branch

Reelfoot Bank, Union City, Tennessee, to establish a branch facility to be located at 134 Courtright Road, Martin, Tennessee.

Newspaper:	04/13/2006
Federal Register:	Not applicable

TRUMAN BANK

* 18C
* Branch

Truman Bank, St. Louis, Missouri, to purchase certain assets and assume certain liabilities of Columbian Bank & Trust Company, Topeka, Kansas.

Newspaper:	04/29/2006
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending April 1, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis