Actions under delegated authority

Bank of the Commonwealth, Norfolk, Virginia  -- to establish a branch at 229 West Bute Street, Suite 320.
-Approved, April 14, 2006 

Bank of Virginia, Midlothian, Virginia  -- to establish a branch at 4023 West Hundred Road, Chester.
-Approved, April 13, 2006 

BankEast, Knoxville, Tennessee  -- to establish a branch at 901 Parkway, Sevierville.
-Approved, April 13, 2006 

Comerica Bank, Detroit, Michigan  -- to establish a branch at 1037 State Road 7, Wellington, Florida.
-Approved, April 12, 2006 

County Bank, Merced, California  -- to establish a branch at 2936 East Hatch Road, Ceres.
-Approved, April 11, 2006 

Gateway Bank & Trust Co., Elizabeth City, North Carolina  -- to establish a branch at 322 South Broad Street, Edenton.
-Approved, April 13, 2006 

Linn County State Bank, Coggon, Iowa  -- to establish a branch at 1295 Blairs Ferry Road, Marion.
-Approved, April 11, 2006 

New Century Bank, Phoenixville, Pennsylvania  -- to establish a branch at Lincoln Court Shopping Center, Route 30, Malvern.
-Approved, April 14, 2006 

Orion Bank, Naples, Florida  -- to establish a branch at 777 South Flagler Drive, West Palm Beach.
-Approved, April 10, 2006 

Regions Bank, Birmingham, Alabama  -- to establish a branch at 2565 Woodruff Road, Simpsonville, South Carolina.
-Approved, April 12, 2006 

SuffolkFirst Bank, Suffolk, Virginia  -- to establish a courier service to pick up deposits from customers.
-Approved, April 13, 2006 

SunTrust Bank, Atlanta, Georgia  -- to establish a branch at 142 East St. James Avenue, Goose Creek, South Carolina.
-Approved, April 13, 2006 

SunTrust Bank, Atlanta, Georgia  -- to establish a branch at 7451 Mount Vernon Square Drive, Alexandria, Virginia.
-Approved, April 12, 2006 

Virginia Community Bank, Louisa, Virginia  -- to establish a branch at the intersection of U.S. Routes 15 and 250, Zion Crossroads.
-Approved, April 14, 2006 

Beverly Hills Bancorp, Inc., Calabasas, California  -- to engage in limited commercial real estate lending.
-Approved, April 13, 2006 

Black Earth Bancshares, Inc., Black Earth, Wisconsin  -- to continue to engage in lending activities.
-Approved, April 14, 2006 

Capitol Bancorp, Ltd., Lansing, Michigan  -- to acquire 51 percent of the shares of Asian Bank of Arizona, Phoenix, Arizona, a de novo bank; and for its subsidiaries, Capitol Development Bancorp Limited IV, Lansing, Michigan, and Asian American Financial Services, Inc., to become bank holding companies through the same acquisition.
-Approved, April 10, 2006 

Capitol Bancorp, Ltd., Lansing, Michigan  -- to engage de novo through its subsidiary, Capitol Wealth, Inc., in financial and investment advisory activities and securities brokerage services.
-Approved, April 13, 2006 

Castle Creek Capital Partners III, L.P., Rancho Santa Fe, California; Castle Creek Capital III LLC; Eggemeyer Capital LLC; Ruh Capital LLC; Legions IV Advisory Corp.; Western States Opportunity LLC, Eggemeyer Family Trust; and William J. Ruh Trust  -- to become bank holding companies and to acquire 89 percent of the shares of LDF, Inc., Chicago, Illinois, and its subsidiary, Labe Bank; and for Castle Creek Capital Partners III, L.P., Rancho Santa Fe, California; Castle Creek Capital III LLC; Eggemeyer Capital LLC; Ruh Capital LLC; and Legions IV Advisory Corp. to acquire 35 percent of the shares of Atlanta Bancorporation, Inc., Alpharetta, Georgia, and thereby acquire Gibsonville Community Bank, Inc., Gibsonville, North Carolina.
-Approved, April 11, 2006 

Dickinson Financial Corporation II, Kansas City, Missouri, and Dickinson Financial Corporation  -- waiver of application to acquire Fort Riley Bancshares, Inc., Fort Riley, Kansas, in connection with the merger of their subsidiaries, Armed Forces Bank, National Association, Fort Leavenworth, and Fort Riley National Bank, Fort Riley.
-Granted, April 14, 2006 

FNB Corp., Asheboro, North Carolina  -- to merge with Integrity Financial Corporation, Hickory, and thereby acquire its subsidiaries, including First Gaston Bank of North Carolina, Gastonia.
-Approved, April 11, 2006 

FNB Corp., Asheboro, North Carolina  -- to acquire Integrity Securities, Inc., Hickory.
-Withdrawn, April 10, 2006 

Freedom Bancshares, Inc., Overland Park, Kansas  -- to become a bank holding company and to acquire Freedom Bank, a de novo bank.
-Approved, April 13, 2006 

German American Bancorp, Jasper, Indiana  -- to acquire 9.9 percent of the shares of Indiana Bank Corp., Terre Haute, and thereby acquire The First National Bank of Dana, Dana.
-Approved, April 12, 2006 

Lake Bank Shares, Inc. Employee Stock Ownership Plan, Emmons, Minnesota  -- to increase its ownership from 35.68 percent to 65.67 percent of the shares of Lake Bank Shares, Inc.
-Approved, April 13, 2006 

National Bancshares, Inc., Bettendorf, Iowa  -- waiver of application to acquire Metrocorp, Inc., East Moline, Illinois, in connection with the merger of their subsidiaries, The National Bank, Moline, and Metrobank, National Association, Davenport, Iowa.
-Granted, April 13, 2006 

New Century Bancorp, Inc., Dunn, North Carolina  -- waiver of application to acquire Progressive State Bank, Lumberton, in connection with the merger of Progressive State Bank and New Century Bank South, Fayetteville.
-Withdrawn, April 14, 2006 

Placer Sierra Bancshares, Sacramento, California; California Community Financial Institutions Fund Limited Partnership, San Francisco; and Belvedere Capital Partners LLC  -- to acquire Southwest Community Bancorp, Carlsbad, and Southwest Community Bank, Encinitas; and for Placer Sierra Bank, Auburn, to merge with Southwest Community Bank and thereby establish branches.
-Approved, April 14, 2006 

SEE Trust, Miami, Florida  -- to form a bank holding company and to acquire 25.32 percent of the shares of TransAtlantic Bank.
-Returned, April 14, 2006 

Towne Bancorp, Inc., Mesa, Arizona  -- to become a bank holding company and to acquire Towne Bank of Arizona.
-Approved, April 13, 2006 

Vision Bancshares, Inc., St. Louis Park, Minnesota  -- to engage de novo in extending credit and servicing loans.
-Approved, April 13, 2006 

Wachovia Corporation, Charlotte, North Carolina  -- to engage on a limited basis in physical commodity trading activities as an activity complementary to a financial activity.
-Approved, April 13, 2006 

Cascade Bancorp, Bend, Oregon  -- change in bank control.
-Permitted, April 14, 2006 

Financial Services of St. Croix Falls, Inc., St. Croix Falls, Wisconsin  -- change in bank control.
-Withdrawn, April 11, 2006 

NSB Bancshares, Inc., La Crosse, Kansas  -- to retain control of NSB Bancshares, Inc.
-Permitted, April 11, 2006 

Beardstown Savings, S.B., Beardstown, Illinois  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Mt. Sterling branch of First Bank, Creve Coeur, Missouri.
-Submitted, April 11, 2006 

First State Bank of Campbell Hill, Campbell Hill, Illinois  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Steeleville branch of First National Bank in Pinckneyville, Pinckneyville.
-Submitted, April 12, 2006 

Home Bank, Lafayette, Louisiana  -- report on competitive factors of the proposed merger with Crowley Building & Loan Association, Crowley.
-Submitted, April 13, 2006 

National City Corporation, Cleveland, Ohio  -- report on competitive factors of the proposed acquisition of Forbes First Financial Corporation, St. Louis, Missouri.
-Submitted, April 12, 2006 

The Northern Savings & Loan Company, Elyria, Ohio  -- report on competitive factors of the proposed merger with First Place Interim Bank, Warren.
-Submitted, April 12, 2006 

The Port Washington State Bank, Port Washington, Wisconsin  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Grafton branch of Marine Bank, Wauwatosa.
-Submitted, April 11, 2006 

River Falls State Bank, River Falls, Wisconsin  -- report on competitive factors of the proposed merger with River Falls Investments, Inc.
-Submitted, April 14, 2006 

TrustBank, Olney, Illinois  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Tempe, Arizona, branch of Bank of the Southwest.
-Submitted, April 12, 2006 

Wells Fargo Bank, National Association, Sioux Falls, South Dakota  -- report on competitive factors of the proposed merger with State Bank of Rogers, Rogers, Minnesota, in connection with a corporate reorganization.
-Submitted, April 13, 2006 

Bank of Lincoln County, Elsberry, Missouri  -- extension to December 31, 2006, to establish a branch at 4001 East Highway 47, Winfield.
-Granted, April 12, 2006