Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 2
Federal Reserve Bank of: New York

Filings received during the week ending April 29, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

GOVERNOR AND COMPANY OF THE BANK OF IRELAND, THE

FBSEA

The Governor and Company of The Bank of Ireland, Dublin, Ireland, to establish a branch office in Stamford, Connecticut, pursuant to Section 211.24(a)(2)(i)(A) of Reg K.

Newspaper:	05/17/2006
Federal Register:	Not applicable

HSBC HOLDINGS PLC

* 3A3

HSBC Holdings plc and HSBC Overseas Holdings (UK) Limited, both of London, United Kingdom, and their direct and indirect U.S. subsidiaries, HSBC North America Holdings Inc., HSBC Investments (North America) Inc., HSBC North America Inc., all of Wilmington, Delaware, and HSBC USA Inc., Baltimore, Maryland ("HUSA") to acquire a bank pursuant to Section 3(a)(3) of the Bank Holding Company Act of 1956, as amended, by converting HUSA''s limited purpose and non-depository trust bank subsidiary, HSBC Trust Company (Delaware), N.A., Wilmington, Delaware, into a full service bank.

Newspaper:	05/15/2006
Federal Register:	05/19/2006

MIZRAHI TEFAHOT BANK LTD.

FBSEA

Mizrahi Tefahot Bank Ltd. (the "Bank"), Ramat-Gan, Israel, is applying to the Board, under Section 211.24(a)(1) of Regulation K, to establish a branch in New York, New York by relocating the Bank's Los Angeles, California FDIC-insured branch. In addition, the Bank is applying to the Board, under Section 211.24(a)(1), to establish a representative office in Los Angeles, California, which will serve as a liaison office with the Bank's remaining California-based customers.

Newspaper:	Not available
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 2 Federal Reserve Bank of: New York

Filings received during the week ending April 29, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 2
Federal Reserve Bank of: New York