Actions under delegated authority

Arvest Bank, Fayetteville, Arkansas  -- to establish a branch at 1800 South Muskogee Avenue, Tahlequah, Oklahoma.
-Approved, May 2, 2006 

Central Bank, Storm Lake, Iowa  -- to establish a branch at 2906 Hamilton Boulevard, Sioux City.
-Approved, May 4, 2006 

Comerica Bank, Detroit, Michigan  -- to establish a branch at 3825 Crenshaw Boulevard, Los Angeles, California.
-Approved, May 4, 2006 

Community Banks of Colorado, Greenwood Village, Colorado  -- to establish a branch at 313 Chambers Avenue, Unit A/B, Eagle.
-Approved, May 5, 2006 

Community Banks of Colorado, Greenwood Village, Colorado  -- to establish a branch at 262 Pagosa Street, Pagosa Springs.
-Approved, May 5, 2006 

First Bank of Berne, Berne, Indiana  -- to establish a branch at Christopher Crossing, Van Wert, Ohio.
-Approved, May 1, 2006 

IBERIABANK, Lafayette, Louisiana  -- to establish branches at 468 Metairie Road, Metairie, and the 10000 block of Perkins Road, Baton Rouge.
-Approved, May 3, 2006 

M&I Marshall & Ilsley Bank, Milwaukee, Wisconsin  -- to establish branches at 67th Avenue and Happy Valley Road, Peoria, Arizona; Daisy Mountain Drive and Anthem Way, Phoenix; Shea Boulevard and 116th Avenue, Scottsdale; 2740 North Power Road, Mesa; 9000 Bonita Beach Road, Bonita Springs, Florida; 2375 Tamiami Trail North, #100, Naples; and 4323 Milton Avenue, Janesville, Wisconsin.
-Approved, May 1, 2006 

Second Bank & Trust, Culpeper, Virginia  -- to establish a branch at 1330 Parham Circle, Charlottesville.
-Approved, May 3, 2006 

Tradition Bank, Houston, Texas  -- to establish a branch at 5020 Montrose Boulevard, Suite 200.
-Approved, May 1, 2006 

Bank of the James Financial Group, Inc., Lynchburg, Virginia  -- to engage de novo in providing securities brokerage services.
-Approved, May 2, 2006 

BNC Bancorp, Thomasville, North Carolina  -- waiver of application in connection with the merger of its subsidiary, Bank of North Carolina, and SterlingSouth Bank & Trust Company, Greensboro.
-Granted, May 4, 2006 

Chino Commercial Bancorp, Chino, California  -- to become a bank holding company and to acquire Chino Commercial Bank, National Association.
-Approved, May 4, 2006 

F.N.B. Corporation, Hermitage, Pennsylvania  -- waiver of application to acquire The Legacy Bank, Harrisburg.
-Granted, May 5, 2006 

First Community Bancorp, Rancho Santa Fe, California, Eggemeyer Advisory Corp., WJR Corp., Castle Creek Capital LLC, Castle Creek Capital Partners Fund 1 LP, Castle Creek Capital Partners Fund 11a LP, and Castle Creek Capital Partners Fund 11b LP  -- waiver of application to merge with Foothill Independent Bancorp, Glendora, and thereby acquire Foothill Independent Bank; and for Foothill Independent Bank to merge with Pacific Western National Bank, Santa Monica.
-Granted, May 4, 2006 

ICB Financial, Ontario, California  -- to acquire Western State Bank, Duarte.
-Approved, May 5, 2006 

Kentucky Bancshares, Inc., Paris, Kentucky  -- to acquire Peoples Bancorp of Sandy Hook, Inc., Sandy Hook, and to merge Peoples Bank, Morehead, with Kentucky Bank, Paris.
-Approved, May 1, 2006 

Prairieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois  -- to increase ownership of Prairieland Bancorp, Inc., and thereby increase ownership of Farmers and Merchants State Bank of Bushnell.
-Approved, May 2, 2006 

Salish and Kootenai Bancorporation, Polson, Montana  -- to become a bank holding company and to acquire Eagle Bank, a de novo bank.
-Approved, May 1, 2006 

Tower Bancorp Inc., Greencastle, Pennsylvania  -- to acquire FNB Financial Corporation, McConnellsburg, and The First National Bank of McConnellsburg.
-Approved, May 5, 2006 

Truman Bank, St. Louis, Missouri  -- to purchase certain assets and assume certain liabilities of Columbian Bank & Trust Company, Topeka, Kansas.
-Approved, May 5, 2006 

First National Bancshares of Central Alabama, Inc., Aliceville, Alabama  -- to retain control of First National Bancshares of Central Alabama, Inc.
-Permitted, May 3, 2006 

Bank of Florida, Fort Lauderdale, Florida  -- report on competitive factors of the proposed merger with Bristol Bank, Coral Gables.
-Submitted, May 4, 2006 

Citibank, N.A., New York, New York  -- report on competitive factors of the proposed acquisition of certain assets of FDS Bank, Mason, Ohio.
-Submitted, May 1, 2006 

The First Bank of Baldwin, Baldwin, Wisconsin  -- report on competitive factors of the proposed merger with Baldwin Investments, Inc.
-Submitted, May 5, 2006 

First Trust & Savings Bank of Albany, Albany, Illinois  -- report on competitive factors of the proposed merger with Old Farmers & Merchants State Bank, Hillsdale.
-Submitted, May 5, 2006 

Guaranty Bank and Trust Company, Belzoni, Mississippi  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Batesville, Senatobia, and Vicksburg branches of State Bank & Trust Company, Greenwood.
-Submitted, May 2, 2006 

Heritage Bank, Olympia, Washington  -- report on competitive factors of the proposed merger with Washington State Bank, National Association, Federal Way.
-Submitted, May 2, 2006 

Hudson City Bancorp, Inc., Paramus, New Jersey  -- report on competitive factors of the proposed acquisition of Sound Federal Savings, Mamaroneck, New York; and the proposed merger of Sound Federal Savings with Hudson City Savings Bank, Paramus, New Jersey.
-Submitted, May 4, 2006 

JPMorgan Chase Bank, National Association, Columbus, Ohio  -- report on competitive factors of the proposed merger with Liberty Payment Services, Inc., Louisville, Kentucky.
-Submitted, May 2, 2006 

Kentucky Bank, Paris, Kentucky  -- report on competitive factors of the proposed merger with Peoples Bank, Morehead.
-Submitted, May 3, 2006 

Marine Bank, Wauwatosa, Wisconsin  -- report on competitive factors of the proposed merger with CIB Bank, Indianapolis, Indiana.
-Submitted, May 5, 2006 

Mirae Bank, Los Angeles, California  -- report on competitive factors of the proposed merger with Mirae Merger Company.
-Submitted, May 2, 2006 

Mount Prospect National Bank, Mount Prospect, Illinois  -- report on competitive factors of the proposed merger with State Bank and Trust Company, North Barrington.
-Submitted, May 5, 2006 

PNC Bank, National Association, Pittsburgh, Pennsylvania  -- report on competitive factors of the proposed merger with its subsidiary, Healthcare Administration Technologies, Inc., Tulsa, Oklahoma, through a corporate reorganization.
-Submitted, May 3, 2006 

The State Bank - La Junta, La Junta, Colorado  -- report on competitive factors of the proposed purchase of certain assets and assumption of certain liabilities of the Rocky Ford, Colorado, branch of First Tennessee Bank, National Association, Memphis, Tennessee.
-Submitted, May 2, 2006 

Superior Bank, Birmingham, Alabama  -- report on competitive factors of the proposed purchase of assets and assumption of liabilities of First Kensington Bank, Tampa, Florida.
-Submitted, May 4, 2006 

AuburnBank, Auburn, Alabama  -- extension to May 17, 2007, to establish a branch in Kroger Tigertown Supermarket at Frederick Road and Enterprise Drive, Opelika.
-Granted, May 2, 2006 

Bank of Western Oklahoma, Elk City, Oklahoma  -- extension to September 6, 2006, to establish a branch at the intersection of Williams and Downs Avenues, Woodward.
-Granted, May 4, 2006 

Butler Bancorp, MHC, Lowell, Massachusetts, and Butler Bancorp, Inc.  -- extension to July 2, 2006, to become bank holding companies and to acquire Butler Bank.
-Granted, May 3, 2006 

International Brotherhood of Boilermakers, Iron Ship Builders, Blacksmiths, Forgers and Helpers, Kansas City, Kansas  -- extension to March 28, 2007, to acquire up to 47.5 percent of the shares of Brotherhood Bancshares, Inc., parent of Brotherhood Bank & Trust Company.
-Granted, May 4, 2006 

Colorado East Bank & Trust, Lamar, Colorado  -- to become a member of the Federal Reserve System.
-Withdrawn, May 2, 2006 

Marine Bank of the Florida Keys, Marathon, Florida  -- to become a member of the Federal Reserve System.
-Approved, May 3, 2006