Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending July 15, 2006

Filer Filing Type Filing Proposal End of Comment Period
EAGLE BANCORP, INC. 4c8 Eagle Bancorp, Inc., Bethesda, Maryland, to engage de novo in making loans secured by real estate.
Newspaper: Not applicable
Federal Register: Not applicable
First Capital Bancorp, Inc. 3A1 First Capital Bancorp, Inc., Glen Allen, Virginia, to become a bank holding company by acquiring 100% of First Capital Bank, Glen Allen, Virginia.
Newspaper: Not applicable
Federal Register: Not applicable
RBC CENTURA BANK * Branch RBC Centura Bank, Rocky Mount, North Carolina, to establish a branch at 4499 Weston Road, Weston, Florida.
Newspaper: 07/21/2006
Federal Register: Not applicable
RBC CENTURA BANK * Branch RBC Centura Bank, Rocky Mount, North Carolina, to establish a branch at 650 South Alafaya Trail, Orlando, Florida.
Newspaper: 07/21/2006
Federal Register: Not applicable
RBC CENTURA BANK * Branch RBC Centura Bank, Rocky Mount, North Carolina, to establish a branch at 4309 West Lake Mary Boulevard, Lake Mary, Florida.
Newspaper: 07/21/2006
Federal Register: Not applicable
RBC CENTURA BANK * Branch RBC Centura Bank, Rocky Mount, North Carolina, to establish a branch at 1021 e-Wall Street, Mt. Pleasant, South Carolina.
Newspaper: 07/24/2006
Federal Register: Not applicable
RBC CENTURA BANK * Branch RBC Centura Bank, Rocky Mount, North Carolina, to establish a branch at 1758 Jones Bridge Road, Alpharetta, Georgia.
Newspaper: 07/24/2006
Federal Register: Not applicable
WACHOVIA CORPORATION * 4c8 Wachovia Corporation, Charlotte, North Carolina, to acquire 100% of the voting securities of Golden West Financial Corporation, Oakland, California, and thereby indirectly acquire World Savings Bank, FSB, Oakland, California, and its thrift subsidiary, World Savings Bank, FSB (Texas), Houston, Texas, and engage in the activities of operating a savings association, and indirectly acquire Atlas Advisors, Inc., San Leandro, California, and engage in investment advisory activities, and indirectly acquire Atlas Securities, Inc., San Leandro, California, and engage in securities brokerage services, and indirectly acquire World Mortgage Investors, Inc., Rockville, Maryland, and engage in the activities of extending credit and servicing loans.
Newspaper: 08/10/2006
Federal Register: 08/11/2006


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco