Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending August 26, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

FIFTH THIRD BANK

* Branch

Fifth Third Bank, Cincinnati, OH to establish a limited service bank branch at 3890 Bigelow Boulevard, Pittsburgh, Pennsylvania

Newspaper:	08/19/2006
Federal Register:	Not applicable

FIFTH THIRD BANK

* Branch

Fifth Third Bank, Cincinnati, OH to establish a bank branch at 6390 Steubenville Pike, Pittsburgh, Pennsylvania

Newspaper:	08/19/2006
Federal Register:	Not applicable

PERPETUAL SAVINGS BANK

* 18C
* Branch

Perpetual Savings Bank, Wellsville, Ohio, to merge with Sky Bank, Salineville, Ohio, and incident thereo, establish branches pursuant to Section 9 of the Federal Reserve Act

Newspaper:	Not available
Federal Register:	Not applicable

SKY FINANCIAL GROUP, INC.

* 3A5
* 18C
* Branch

Sky Financial Group, Inc., Bowling Green, Ohio, proposes to acquire 100 percent of Wells River Bancorp, Inc., Wellsville, Ohio, and thereby indirectly acquire Perpetual Savings Bank, Wellsville, Ohio.

Newspaper:	Not available
Federal Register:	Not available

SV BANCORP, INC.

* 3A1

SV Bancorp, Inc., Wyoming, Ohio, to become a bank holding company by acquiring 100 percent of the voting shares of Spring Valley Bank, Wyoming, Ohio

Newspaper:	Not available
Federal Register:	09/14/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Forth Quarter of 2006 (October 1, 2006 - December 31, 2006)

Institution	Location
ANDOVER BK	ANDOVER, OHIO
CORN CITY ST BK	DESHLER, OHIO
FARMERS CITIZENS BK	BUCYRUS, OHIO
HOCKING VALLEY BK	ATHENS, OHIO
KILLBUCK SVG BK CO	KILLBUCK, OHIO
NORTH SIDE B&TC	CINCINNATI, OHIO

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending August 26, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2006 (October 1, 2006 - December 31, 2006)

District: 4
Federal Reserve Bank of: Cleveland