Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending October 14, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

CITIZENS SECURITY BANK & TRUST COMPANY

* 18C
* Branch

Citizens Security Bank & Trust Company, Bixby, Oklahoma, to merge with The First Bank of Haskell, Haskell, Oklahoma, and incident thereto, to establish a branch.

Newspaper:	Not available
Federal Register:	Not applicable

COMMUNITY BANK OF PLEASANT HILL

Member
* 3A1
* 3A3

Community Bank of Pleasant Hill, Pleasant Hill, Missouri, in organization, to become a member of the Federal Reserve System. Arcadia Financial Corporation, Raymore, Missouri, to become a bank holding company through the acquisition of 52.26 percent of the voting shares of Community Bank of Pleasant Hill, Pleasant Hill, Missouri. LoLyn Financial Corporation, Raymore, Missouri, to acquire 60 percent of the voting shares of Arcadia Financial Corporation, Raymore, Missouri, proposed parent of Community Bank of Pleasant Hill, Pleasant Hill, Missouri (in organization).

Newspaper:	Not available
Federal Register:	Not available

MIDWEST COMMUNITY FINANCIAL CORPORATION

CIC

Notification by Jeffrey D. and Ruby L. Johnson, both of Midwest City, Oklahoma, and Jack L. and Linda J. Justice, both of Pauls Valley, Oklahoma, to acquire control of MidWest Community Financial Corporation, Midwest City, Oklahoma, parent of Canute Bancshares, Inc., Midwest City, Oklahoma, which is the parent company of The First State Bank of Canute, Canute, Oklahoma.

Newspaper:	Not available
Federal Register:	11/01/2006

PEOPLES, INC.

4c8

Winter Trust of 12/3/74, Ottawa, Kansas, and its subsidiary, Peoples, Inc., Colorado Springs, Colorado, to engage indirectly in mortgage lending activities, through the acquisition of a 60 percent interest in Oread Mortgage, L.L.C., Lawrence, Kansas, by Peoples Bank, Lawrence, Kansas.

Newspaper:	Not applicable
Federal Register:	11/02/2006

SOLUTIONSBANK

* Branch

SolutionsBank, Overland Park, Kansas, to establish a mobile branch operating from its main office located at 7401 W. 135th STreet, Overland Park, Kansas.

Newspaper:	10/30/2006
Federal Register:	Not applicable

UNITED BANK & TRUST

* 18C
* Branch

United Bank & Trust, Marysville, Kansas, to purchase certain assets and assume certain liabilities of the Manhattan, Kansas branch of Armed Forces Bank, N.A., Fort Leavenworth, Kansas, and incident thereto, to establish a branch.

Newspaper:	11/04/2006
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending October 14, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City