FRB: H.2--Actions under delegated authority--Week ending November 18, 2006

AmSouth Bank, Birmingham, Alabama -- to establish a branch at 1699 North Woodland Boulevard, DeLand, Florida.
-Approved, November 16, 2006

Bank of St. Petersburg, Tampa, Florida -- to establish a branch at 3001 Cove Bend Drive.
-Approved, November 16, 2006

Comerica Bank, Detroit, Michigan -- to establish branches at 1503 Eldridge Parkway, Houston, Texas; 8899 Katy Freeway, and 10489 Briar Forest Drive.
-Approved, November 14, 2006

Comerica Bank, Detroit, Michigan -- to establish a branch at 3025 El Camino Real, Tustin, California.
-Approved, November 14, 2006

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 28880 Lorain Road, North Olmstead.
-Approved, November 15, 2006

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 1614 Washington Road, Upper St. Clair, Pennsylvania.
-Approved, November 15, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 6173 Telegraph Road, Oakville, Missouri.
-Approved, November 17, 2006

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 704 East Roosevelt Road, Glen Ellyn, Illinois.
-Approved, November 17, 2006

First Charter Bank, Charlotte, North Carolina -- to establish a branch at the intersection of Highway 16 and Cureton Parkway, Waxhaw.
-Approved, November 15, 2006

First Community Bank, Taos, New Mexico -- to establish a branch at the southwest corner of Lohman Avenue and Foothills Road, Las Cruces.
-Approved, November 16, 2006

Johnson Bank, Racine, Wisconsin -- to establish a branch at 1740 Condor Lane, Green Bay.
-Approved, November 17, 2006

Orion Bank, Naples, Florida -- to establish a branch at 2150 Goodlette Road North.
-Approved, November 13, 2006

Placer Sierra Bank, Auburn, California -- to establish a branch at 2051 Arena Boulevard, Sacramento.
-Approved, November 15, 2006

Bank Holding Companies

1st Jackson Bancshares, Inc., Stevenson, Alabama -- to acquire The Peoples Bancshares, Inc., Sardis, Tennessee, and Peoples Bank.
-Approved, November 15, 2006

1st Pacific Bancorp, La Jolla, California -- to become a bank holding company and to acquire 1st Pacific Bank of California.
-Approved, November 16, 2006

American Banking Company, Moultrie, Georgia -- waiver of application in connection with the acquisition of Tri-County Bank, Trenton, Florida.
-Granted, November 16, 2006

Ameris Bancorp, Moultrie, Georgia -- to merge with Islands Bancorp, Beaufort, South Carolina, and thereby acquire Islands Community Bank, National Association.
-Approved, November 16, 2006

Arcadia Financial Corporation, Raymore, Missouri; and Community Bank of Pleasant Hill, Pleasant Hill, a de novo bank -- for Arcadia Financial Corporation to become a bank holding company and to acquire 52.26 percent of the shares of Community Bank of Pleasant Hill; for LoLyn Financial Corporation, Raymore, to acquire 60 percent of the shares of Arcadia Financial Corporation, and for Community Bank of Pleasant Hill to become a member of the Federal Reserve System.
-Approved, November 17, 2006

Central Financial Holdings, Inc., Tampa, Florida -- to become a bank holding company and to acquire Central Bank, a de novo bank.
-Approved, November 16, 2006

CPB Bancshares, Inc., Church Point, Louisiana -- to become a bank holding company and to acquire Church Point Bank and Trust Company.
-Approved, November 16, 2006

FBOP Corporation, Oak Park, Illinois -- to acquire United Financial Holdings, Inc., Lisle, and thereby acquire United Community Bank of Lisle.
-Approved, November 17, 2006

Heywood Bancshares, Inc., Northfield, Minnesota -- to become a bank holding company and to acquire The First National Bank of Northfield.
-Approved, November 16, 2006

Integra Bank Corporation, Evansville, Indiana -- waiver of application to acquire Prairie Financial Corporation, Bridgeview, Illinois; and for Prairie Bank and Trust Company to merge with Integra Bank National Association, Evansville.
-Granted, November 17, 2006

Lehman Brothers Holdings Inc., New York, New York; Lehman Brothers Bancorp Inc.; and Lehman Brothers Bank, FSB, Wilmington, Delaware -- waiver of application in connection with the proposal for Lehman Brothers Bank, FSB to acquire Capital Crossing Bank, Boston, Massachusetts.
-Granted, November 13, 2006

Northstar Financial Group, Inc., Bad Axe, Michigan -- to acquire Valley Financial Corp., Caro, and thereby acquire Community Bank.
-Approved, November 15, 2006

Oglethorpe Bank Holding Company, Brunswick, Georgia -- to become a bank holding company and to acquire Oglethorpe Bank.
-Approved, November 17, 2006

Trans Pacific Bancorp, San Francisco, California -- to purchase loan participations from its subsidiary, Trans Pacific National Bank.
-Approved, November 16, 2006

United Bancorporation, Osseo, Wisconsin -- to merge with Midwest Bancorporation, Billings, Montana.
-Approved, November 16, 2006

Valley View Bancshares, Inc., Overland Park, Kansas -- waiver of application in connection with the proposed merger of Security Bank of Kansas City, Kansas City, with First Community Bank.
-Granted, November 17, 2006

Bank Mergers

Citizens Security Bank & Trust Company, Bixby, Oklahoma -- to merge with The First Bank of Haskell, Haskell, and thereby establish a branch.
-Approved, November 16, 2006

United Bank & Trust, Marysville, Kansas -- to purchase certain assets and assume certain liabilities of the branch of Armed Forces Bank, National Association, Fort Leavenworth, at 2000 North Tuttle Creek Boulevard, Manhattan, and establish a branch at that location.
-Approved, November 13, 2006

Bank Premises

The Bank of Commerce, Wetumka, Oklahoma; Wetumka, Oklahoma -- to increase its investment in bank premises.
-Approved, November 16, 2006

Change In Bank Control

Commercial Bancshares, Inc., Bloomington, Minnesota -- change in bank control.
-Permitted, November 15, 2006

United Community Bancshares, Inc., Gonzales, Louisiana -- change in bank control.
-Permitted, November 16, 2006

Competitive Factors Reports

Community Bank of Dearborn, Dearborn, Michigan -- report on competitive factors of the proposed merger with Fidelity Bank, Birmingham.
-Submitted, November 13, 2006

Northstar Bank, Bad Axe, Michigan -- report on competitive factors of the proposed merger with Community Bank, Caro.
-Submitted, November 17, 2006

Financial Holding Companies

Dakota Community Banshares, Inc., Hebron, North Dakota -- election to become a financial holding company.
-Effective, November 14, 2006

Northstar Financial Group, Inc., Bad Axe, Michigan -- election to become a financial holding company.
-Effective, November 14, 2006

International Operations

Wells Fargo Bank, National Association, San Francisco, California -- waiver of remainder of notification period to establish a branch in London, England.
-Granted, November 14, 2006

Membership

The First National Bank and Trust Company of Minden, Minden, Nebraska -- to retain membership in the Federal Reserve System on conversion from a national to a state charter.
-Approved, November 17, 2006

Regulations And Policies

Federal Open Market Committee -- minutes of the meeting on October 24-25, 2006.
-Published, November 15, 2006

Actions under delegated authority

Actions taken during the week ending November 18, 2006

Bank Branches, Domestic