Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending November 25, 2006

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST AMERICAN BANK

* 18C
* Branch

First American Bank, Fort Dodge, Iowa, to merge with First American Bank, NA, Naples, Florida. As a result of this merger, all offices of First American Bank, NA, Naples, Florida, will become branches of First American Bank, Fort Dodge.

Newspaper:	Not available
Federal Register:	Not applicable

WISCONSIN BANCSHARES, INC.

CIC

Notice by David R. Barnes, Racine, Wisconsin, Francesca DeRose, Racine, Wisconsin, Nicolet DeRose, Kenosha, Wisconsin, and Kari Barnes, Tigard, Oregon, to collectively gain control of Wisconsin Bancshares, Inc., Kenosha, Wisconsin, and thereby indirectly acquire Banks of Wisconsin, Kenosha, Wisconsin.

Newspaper:	11/20/2006
Federal Register:	11/21/2006

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
VALLEY RIDGE BK, KENT CITY, MICHIGAN	268846	07/31/2006	11/20/2006	S	Small Bank

CRA Examinations scheduled for First Quarter of 2007 (January 1, 2007 - March 31, 2007)

Institution	Location
AMES CMNTY BK	AMES, IOWA
BANK IA	CLARINDA, IOWA
BANK OF OAKFIELD	OAKFIELD, WISCONSIN
CITY ST BK	OGDEN, IOWA
HOME T&SB	OSAGE, IOWA
LOGAN CTY BK	LINCOLN, ILLINOIS
OSB CMNTY BK	BROOKLYN, MICHIGAN
TOWER B&TC	FORT WAYNE, INDIANA
TOWN & CNTRY BK	BUFFALO, ILLINOIS
TOWN & CNTRY BK SPRINGFIELD	SPRINGFIELD, ILLINOIS
UNION B&TC	EVANSVILLE, WISCONSIN
UNITED CMNTY BK LISLE	LISLE, ILLINOIS

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending November 25, 2006

Availability of CRA Public Evaluations

CRA Examinations scheduled for First Quarter of 2007 (January 1, 2007 - March 31, 2007)

District: 7
Federal Reserve Bank of: Chicago