Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 12
Federal Reserve Bank of: San Francisco

Filings received during the week ending April 14, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

1ST PACIFIC BANK OF CALIFORNIA

* 18C
* Branch

1st Pacific Bank of California, San Diego, California, to merge with Landmark National Bank, Solana Beach, California, and thereby acquire three branch offices.

Newspaper:	Not available
Federal Register:	Not applicable

BANK OF THE ORIENT

* Branch

Bank of the Orient, San Francisco, California, to establish a branch facility at 9100 Alcosta Boulevard, San Ramon, California.

Newspaper:	04/16/2007
Federal Register:	Not applicable

FRANKLIN RESOURCES, INC.

* 4c8

Franklin Resources, Inc., San Mateo, California, to retain 5.03 percent of Hudson City Bancorp, Inc., and thereby indirectly retain its subsidiary, Hudson City Savings Bank, FSB, both of Paramus, New Jersey.

Newspaper:	Not available
Federal Register:	05/07/2007

Pacific City Financial Corporation

3A1

Pacific City Financial Corporation to become a bank holding company by acquiring 100 percent of Pacific City Bank, both of Los Angeles, California.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 12 Federal Reserve Bank of: San Francisco

Filings received during the week ending April 14, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 12
Federal Reserve Bank of: San Francisco