FRB: H.2--Actions under delegated authority--Week ending April 28, 2007

Bank of Lenawee, Adrian, Michigan -- to establish a branch at 1447 West Chicago Boulevard, Tecumseh.
-Approved, April 26, 2007

Cumberland Bank, Franklin, Tennessee -- to establish branches at 9200 Carothers Parkway, Franklin, and 1470 South Church Street, Murfreesboro.
-Approved, April 24, 2007

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 4724 Liberty Avenue, Bloomfield, Pennsylvania.
-Approved, April 27, 2007

Fifth Third Bank, Cincinnati, Ohio -- to establish a branch at 2620 Washington Road, Canonsburg, Pennsylvania.
-Approved, April 27, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 4630 State Route 64 East, Bradenton, Florida.
-Approved, April 27, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 17751 Gunn Highway, Odessa, Florida.
-Approved, April 27, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 114 Hancock Bridge Parkway West, Cape Coral, Florida.
-Approved, April 27, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 13001 North Dale Mabry Highway, Tampa, Florida.
-Approved, April 27, 2007

Fifth Third Bank, Grand Rapids, Michigan -- to establish a branch at 96 Yorktown Shopping Center, Lombard, Illinois.
-Approved, April 27, 2007

First American Bank, Purcell, Oklahoma -- to establish a branch at 10731 South Western Avenue, Oklahoma City.
-Approved, April 25, 2007

Sun American Bank, Boca Raton, Florida -- to establish a branch at 9293 Glades Road.
-Approved, April 25, 2007

Susquehanna Bank Pennsylvania, Lititz, Pennsylvania -- to establish a branch at 100 Sterling Parkway, Mechanicsburg.
-Approved, April 23, 2007

Bank Holding Companies

Atlantic Capital Bancshares, Inc., Atlanta, Georgia -- to become a bank holding company and to acquire Atlantic Capital Bank, a de novo bank.
-Approved, April 27, 2007

Bank of America Corporation, Charlotte, North Carolina -- to engage on a limited basis in physical commodity trading activities as an activity that is complementary to a financial activity.
-Approved, April 24, 2007

BankCap Partners Fund I, L.P., Dallas, Texas; BCP Fund I Southeast Holdings, LLC; BankCap Equity Fund, LLC; and BankCap Partners GP, L.P. -- to become a bank holding company and to acquire 49.9 percent of the shares of Atlantic Capital Bancshares, Inc., Atlanta, Georgia, and thereby acquire Atlantic Capital Bank, a de novo bank.
-Approved, April 27, 2007

BOK Financial Corporation, Tulsa, Oklahoma -- to acquire, through its subsidiary BOKF Merger Corporation Number Twelve, Worth Bancorporation, Inc., Lake Worth, Texas, and Worth National Bank; and for BOKF Merger Corporation to merge with Worth Bancorporation, Inc.
-Approved, April 25, 2007

Boymelgreen Financial Holdings Inc., New York, New York -- to become a bank holding company and to acquire LibertyPointe Bank.
-Approved, April 23, 2007

Community Bank System, Inc., Dewitt, New York -- to acquire Hand Benefits & Trust, Inc. and thereby engage in employee benefit plan administration, trust services, and securities brokerage.
-Approved, April 25, 2007

Fidelity Southern Corporation, Atlanta, Georgia -- waiver of application in connection with the acquisition of United Heritage Bank, Orlando, Florida.
-Granted, April 26, 2007

First Bank Lubbock Bancshares, Inc., Lubbock, Texas, and Outsource Delaware Capital Group, Inc., Dover, Delaware -- to acquire Wilson Bancshares, Inc., Wilson, Texas, and Wilson State Bank.
-Approved, April 26, 2007

First Priority Financial Corp., Malvern, Pennsylvania -- to become a bank holding company and to acquire First Priority Bank.
-Approved, April 26, 2007

Firstbank Corporation, Alma, Michigan -- to merge with ICNB Financial Corporation, Ionia, and thereby acquire Ionia County National Bank of Ionia.
-Approved, April 27, 2007

Gateway Financial Holdings of Florida, Inc., Ormond Beach, Florida -- to acquire Gateway Bank of Central Florida, Ocala, a de novo bank.
-Approved, April 26, 2007

Marshall & Ilsley Corporation, Milwaukee, Wisconsin, and EBC Acquisition Corporation -- to acquire Excel Bank Corporation, Minneapolis, Minnesota, and Excel Bank Minnesota.
-Approved, April 23, 2007

MetLife, Inc., New York, New York -- request for an exemption under the Depository Institutions Management Interlocks Act and Regulation L.
-Granted, April 23, 2007

New Hampshire Thrift Bancshares, Inc., Newport, New Hampshire -- waiver of application to acquire First Brandon Financial Corporation, Brandon, Vermont, and First Brandon National Bank.
-Granted, April 27, 2007

Rabobank Nederland B*B, Utrecht, Netherlands; Cooperatieve Centrale Raiffeisen-Boerenleenbank B.A.; Rabobank Nederland; Rabobank International Holding B.V.; Utrecht-America Holdings, Inc., New York, New York; and VIB Corp, El Centro, California -- waiver of application to acquire Mid-State Bancshares, Arroyo Grande, California, in connection with the merger of Mid-State Bank & Trust with Rabobank, N.A., El Centro.
-Granted, April 26, 2007

SWNB Bancorp, Inc., Houston, Texas -- to acquire Nevada National Bank, Las Vegas, Nevada, a de novo bank.
-Approved, April 25, 2007

TIB The Independent BankersBank, Irving, Texas; Independent Bankers Financial Corporation; and IBFC Nevada Corporation, Reno, Nevada -- waiver of application to acquire South Bay Bank, National Association, Torrance, California.
-Granted, April 25, 2007

Waterford Bancorp, Sylvania Township, Ohio -- to become a bank holding company and to acquire Waterford Bank, N.A.
-Approved, April 23, 2007

Banks, Foreign

The Royal Bank of Scotland plc, Edinburgh, Scotland -- to establish a branch in Greenwich, Connecticut.
-Approved, April 26, 2007

Extensions Of Time

The Bank of New York Mellon Corporation, New York, New York -- commenter's request to extend the comment period on the application to acquire The Bank of New York Company, Inc. and Mellon Financial Corporation, Pittsburgh, Pennsylvania.
-Denied, April 25, 2007

Southwest Bank of St. Louis, St. Louis, Missouri -- extension to July 31, 2007, to establish a branch at 101 Laura K Drive, O'Fallon.
-Granted, April 24, 2007

Susquehanna Bank, Hagerstown, Maryland -- extension to November 10, 2007, to establish a branch at 1525 Rock Spring Road, Forest Hill.
-Granted, April 25, 2007

Susquehanna Bank, Hagerstown, Maryland -- extension to December 2, 2007, to establish a branch at 12875 Washington Township Boulevard, Rouzerville, Pennsylvania.
-Granted, April 26, 2007

Financial Holding Companies

The Tampa Banking Company, Tampa, Florida -- election to become a financial holding company.
-Effective, April 27, 2007

International Operations

Citibank, N.A., New York, New York -- waiver of remainder of notification period for Citibank, N.A., Las Vegas, Nevada, and Citibank Overseas Investment Corporation, New Castle, Delaware, to acquire Egg Banking plc, London, United Kingdom, and modification of the aggregate investment limit of Regulation K.
-Granted, April 23, 2007

Membership

First Citizens Bank, Elizabethtown, Kentucky -- to become a member of the Federal Reserve System.
-Approved, April 23, 2007

Select Bank, Lynchburg, Virginia, a de novo bank -- to become a member of the Federal Reserve System.
-Approved, April 24, 2007

Actions under delegated authority

Actions taken during the week ending April 28, 2007