Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending May 12, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST PERSONAL FINANCIAL CORP.

CIC

Notice by Randall R. Schwartz, Orland Park, Illinois, to acquire 14.15 percent of the voting shares of First Personal Financial Corp., Orland Park, Illinois, and thereby indirectly acquire First Personal Bank, Orland Park, Illinois.

Newspaper:	05/24/2007
Federal Register:	05/24/2007

MIDWEST BANC HOLDINGS, INC.

* 3A5
* 18C
* Branch

Midwest Banc Holdings, Inc., Melrose Park, Illinois, to merge with Northwest Suburban Bancorp, Inc., Mount Prospect, Illinois, and thereby indirectly acquire Mount Prospect National Bank, Mount Prospect, Illinois, and the related application by Midwest Bank and Trust Company, Elmwood Park, Illinois, to merge with Mount Prospect National Bank, Mount Prospect, Illinois, and thereby to establish 5 branches.

Newspaper:	Not available
Federal Register:	06/04/2007

PRAIRIELAND BANCORP EMPLOYEE STOCK OWNERSHIP PLAN AND TRUST

* 3A3

Prairieland Bancorp Employee Stock Ownership Plan and Trust, Bushnell, Illinois, to increase its ownership from 43.13 percent to 48.01 percent of Prairieland Bancorp, Inc., Bushnell, Illinois, and thereby indirectly increase its ownership of Farmers and Merchants State Bank, Bushnell, Illinois.

Newspaper:	05/30/2007
Federal Register:	06/07/2007

ST ANNE BANCORP, INC.

* 3A1

St. Anne Bancorp, Inc., St. Anne, Illinois, to become a bank holding company by acquiring 100 percent of the voting shares of National Bank of Saint Anne, Saint Anne, Illinois.

Newspaper:	05/21/2007
Federal Register:	05/18/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NORTHBROOK B&TC, NORTHBROOK, ILLINOIS	2938198	11/27/2006	04/05/2007	S	Large Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending May 12, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago