Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending May 26, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

FIRST BANK

* Branch

First Bank, St. Louis, Missouri, to establish a branch facility to be located at 2314 Proctor Valley Road, Chula Vista, California.

Newspaper:	06/02/2007
Federal Register:	Not applicable

FIRST STATE BANK

* Branch

First State Bank, Conway, Arkansas, to establish a mobile branch to be operated in White County, Arkansas.

Newspaper:	06/08/2007
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Third Quarter of 2007 (July 1, 2007 - September 30, 2007)

Institution	Location
BANK OF JACKSON	JACKSON, TENNESSEE
BELGRADE ST BK	BELGRADE, MISSOURI
CASS COMMERCIAL BK	BRIDGETON, MISSOURI
COMMUNITY BK	CABOT, ARKANSAS
ELBERFELD ST BK	ELBERFELD, INDIANA
FIRST CMNTY BK XENIA FLORA	XENIA, ILLINOIS
MIDLAND ST BK	EFFINGHAM, ILLINOIS
REELFOOT BK	UNION CITY, TENNESSEE

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending May 26, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Third Quarter of 2007 (July 1, 2007 - September 30, 2007)

District: 8
Federal Reserve Bank of: St. Louis