FRB: H.2--Actions under delegated authority--Week ending July 28, 2007

The Andover Bank, Andover, Ohio -- to establish a branch at 100 South Chestnut Street, Jefferson, and request to exceed the limit of investment in bank premises.
-Approved, July 27, 2007

Grundy Bank, Morris, Illinois -- to establish a branch at 2650 East Division Street, Diamond.
-Approved, July 27, 2007

Lawrenceburg Bank and Trust Company, Lawrenceburg, Kentucky -- to establish a new main office at 128 South Main Street, Lawrenceburg, and to convert the existing main office at 838 North College Street, Harrodsburg, to a branch.
-Approved, July 25, 2007

RBC Centura Bank, Raleigh, North Carolina -- to establish a branch at 63 South Royal Street, Mobile, Alabama.
-Approved, July 26, 2007

Regions Bank, Birmingham, Alabama -- to establish a branch at 260 Brookstone Centre Parkway, Columbus, Georgia.
-Approved, July 24, 2007

SmartBank, Pigeon Forge, Tennessee -- to establish a branch at 1011 Parkway, Sevierville.
-Approved, July 27, 2007

Susquehanna Patriot Bank, Marlton, New Jersey -- to establish a branch at 301 West Lancaster Avenue, Wayne, Pennsylvania.
-Approved, July 27, 2007

Bank Holding Companies

BancTrust Financial Group, Inc., Mobile, Alabama -- to merge with The Peoples BancTrust Company, Inc., Selma, and thereby acquire The Peoples Bank and Trust Company.
-Approved, July 27, 2007

BOC Holdings Corporation, Fort Worth, Texas -- to become a bank holding company and to acquire Crowley Holding Company, Cowley, and The Bank of Crowley.
-Approved, July 24, 2007

BTBS, Inc., Collierville, Tennessee -- to become a bank holding company and to acquire BankTennessee.
-Approved, July 24, 2007

First Horizon National Corporation, Memphis, Tennessee, and First Tennessee Bank National Association -- to acquire Centerville State Bank, Centerville, Kansas.
-Approved, July 24, 2007

First State Bancshares, Inc., Farmington, Missouri -- to acquire Progress Bancshares, Inc., Sullivan, and Progress Bank of Missouri; and for Progress Acquisition Corporation to become a bank holding company and to acquire Progress Bank of Missouri.
-Approved, July 26, 2007

HarVest Bancorp, Inc., Rockville, Maryland -- to become a bank holding company and to acquire HarVest Bank of Maryland.
-Approved, July 24, 2007

Mutual of Omaha Insurance Company, Omaha, Nebraska, and Omaha Financial Holdings, Inc. -- waiver of application to acquire Midlands Financial Services, Inc. in connection with the merger of their subsidiaries, Mutual of Omaha Bank and Nebraska State Bank of Omaha.
-Granted, July 27, 2007

New York Community Bancorp, Inc., Westbury, New York -- waiver of application to acquire Synergy Financial Group, Inc., Cranford, New Jersey, in connection with the merger of their subsidiaries, Synergy Bank and New York Community Bank, Westbury, New York.
-Granted, July 26, 2007

Solera National Bancorp, Inc., Lakewood, Colorado -- to become a bank holding company and to acquire Solera National Bank, a de novo bank.
-Approved, July 27, 2007

Southside Bancshares, Incorporated, Tyler, Texas -- to acquire Fort Worth Bancshares, Inc., Fort Worth, and Fort Worth National Bank.
-Approved, July 24, 2007

WCB Holdings, Inc., Woodland Hills, California -- to become a bank holding company and to acquire Western Commercial Bank.
-Approved, July 25, 2007

Zions Bancorporation, Salt Lake City, Utah -- waiver of application to acquire Intercontinental Bank Shares Corporation, San Antonio, Texas, and its subsidiaries, Intercontinental Bank Shares Corporation of Delaware, Wilmington, Delaware, and Intercontinental National Bank, San Antonio, Texas, in connection with the merger of Intercontinental National Bank and Zions Bancorporation's subsidiary, Amegy Bank, National Association, Houston.
-Granted, July 27, 2007

Bank Mergers

Union Bank and Trust Company, Bowling Green, Virginia -- to acquire certain assets and assume certain liabilities of the Charlottesville branch of Provident Bank of Maryland, Baltimore, Maryland.
-Approved, July 25, 2007

Change In Bank Control

Farmers Bancorp Inc., Blytheville, Arkansas -- change in bank control.
-Permitted, July 27, 2007

Sauk Centre Financial Services, Inc., Sauk Centre, Minnesota -- change in bank control.
-Permitted, July 26, 2007

Currency

Federal Reserve Notes -- letter confirming request for printing of notes during the fiscal year ending September 30, 2008.
-Approved, July 24, 2007

Extensions Of Time

Bank of Evansville, Evansville, Indiana -- extension to January 15, 2008, to establish a branch at 515 Dixie Lane.
-Granted, July 24, 2007

Compass Bank, Birmingham, Alabama -- extension to September 19, 2008, to establish branches at the intersections of: Taylor and Vaughn Roads, Montgomery; West Magee Road and North LaCholla Boulevard, Tucson, Arizona; Central Avenue East and Tramway Boulevard Northeast, Albuquerque, New Mexico; Highway 287 and Bailey Boswell Road, Fort Worth, Texas; and Bandera and Grissom Roads, San Antonio.
-Granted, July 23, 2007

Layton Park Financial Group, Inc., Milwaukee, Wisconsin -- extension to October 30, 2007, to become a bank holding company and to acquire Layton State Bank, and to engage de novo in extending credit and servicing loans.
-Granted, July 27, 2007

SuffolkFirst Bank, Suffolk, Virginia -- extension to November 25, 2007, to establish a branch at Out-parcel #4, Hill Shopping Center, Bennet's Creek Crossing.
-Granted, July 25, 2007

International Operations

Citibank, N.A., New York, New York -- waiver of remainder of notification period for Citibank, N.A., Las Vegas, Nevada, and Citibank Overseas Investment Corporation, New Castle, Delaware, to make investments and to exclude the investments from the general consent limit under Regulation K.
-Granted, July 23, 2007

JPMorgan Chase & Co., New York, New York -- modification of the aggregate investment limit under Regulation K.
-Granted, July 26, 2007

Membership

Susquehanna Bank DV, Bryn Mawr, Pennsylvania (formerly Susquehanna Patriot Bank, Marlton, New Jersey) -- to become a member of the Federal Reserve System.
-Approved, July 26, 2007

Actions under delegated authority

Actions taken during the week ending July 28, 2007

Bank Branches, Domestic