Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending September 8, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

CENTURY FINANCIAL SERVICES CORPORATION

* 3A1

Century Financial Services Corporation, Santa Fe, New Mexico, to become a bank holding company through the acquisition of 100 percent of the voting shares of Century Bank, Santa Fe, New Mexico, upon its conversion from a federal savings bank, Century Bank, FSB, Santa Fe, New Mexico, to a commercial bank.

Newspaper:	Not available
Federal Register:	10/09/2007

COMMERCIAL BANCORP

CIC

Notice by John D. Gross, Pine Bluffs, Wyoming and Andrea G. Lamons, Fort Collins, Colorado, as co-trustees of the Loraine C. Gross Revocable Trust and the Charles C. Gross, Jr. Revocable Trust, to acquire control of Commercial Bancorp, parent of Farmers State Bank, both in Pine Bluffs, Wyoming, through the acquisition of voting shares.

Newspaper:	Not available
Federal Register:	10/26/2007

CORNERSTONE BANK

* 18C

Cornerstone Bank, York, Nebraska, to merge with Bank of St. Edward, Saint Edward, Nebraska, and incident thereto, to establish a branch.

Newspaper:	Not available
Federal Register:	Not applicable

EQUITY BANCSHARES, INC.

4c8
* 3A3

Equity Bancshares, Inc., Andover, Kansas, to acquire up to 100 percent of the voting shares of Signature Bancshares, Inc., Spring Hill, Kansas, parent of Signature Bank KC, Haddam, Kansas. Equity Bancshares, Inc., Andover, Kansas, to engage in general insurance activities through the acquisition of Citizens Agency, Inc., Haddam, Kansas.

Newspaper:	Not available
Federal Register:	10/09/2007

REGENT CAPITAL CORPORATION

* 3A1

Regent Capital Corporation, to become a bank holding company through the acquisition of 100 percent of the voting shares of Regent Bancshares, Inc., parent of Regent Bank and Trust Company, N.A., all of Nowata, Oklahoma.

Newspaper:	Not available
Federal Register:	10/09/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending September 8, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City