Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending September 22, 2007

Filer Filing Type Filing Proposal End of Comment Period
CITIZENS BANKING COMPANY, THE * 18C
* Branch
Application by The Citizens Banking Company, Sandusky, OH to merge with Champaign National Bank, Urbana, OH and incident thereto establish branches.
Newspaper: 10/10/2007
Federal Register: Not applicable
FIFTH THIRD BANCORP * 3A5 Fifth Third Bancorp and its wholly-owned subsidiary Fifth Third Financial Corporation, both of Cincinnati, Ohio, to acquire 100 percent of First Charter Corporation and, indirectly acuire control of First Charter Bank, both of Charlotte, North Carolina
Newspaper: Not available
Federal Register: 10/19/2007
FIFTH THIRD BANK * Branch Fifth Third Bank, Grand Rapids, MI to establish a branch at 766 North Sun Drive, Lake Mary, FL.
Newspaper: 09/27/2007
Federal Register: Not applicable
FIFTH THIRD BANK * Branch Fifth Third Bank, Grand Rapids, MI to establish a branch at 2280 Boggy Creek Road, Kissimmee, FL.
Newspaper: 09/30/2007
Federal Register: Not applicable
FIFTH THIRD BANK * Branch Fifth Third Bank, Grand Rapids, MI to establish a branch at 1725 South Orange Blossom Trail, Apopka, FL.
Newspaper: 09/30/2007
Federal Register: Not applicable
FIFTH THIRD BANK * Branch Fifth Third Bank, Grand Rapids, MI to establish a branch at 3004 Daniels Road, Winter Garden, FL.
Newspaper: 09/30/2007
Federal Register: Not applicable
FIFTH THIRD BANK * Branch Fifth Third Bank, Grand Rapids, MI to establish a branch at 1 Woodland Lake Drive, Orlando, FL.
Newspaper: 09/30/2007
Federal Register: Not applicable
FIFTH THIRD BANK * Branch Fifth Third Bank, Grand Rapids, MI to establish a branch at 7360 University Boulevard, Orlando, FL.
Newspaper: 09/30/2007
Federal Register: Not applicable
FIFTH THIRD BANK * Branch Fifth Third Bank, Grand Rapids, MI to establish a branch at the southwest corner of State Route 50 and Chuluota Road, Orlando, FL.
Newspaper: 09/30/2007
Federal Register: Not applicable
FIRST CORBIN BANCORP, INC. * 3A5 First Corbin Bancorp, Inc. proposed acquistion of Eagle Fidelity, Inc. and it's subsidiary bank Eagle Bank, Inc pursuant to section 3(a)(5) of the BHCA.
Newspaper: Not available
Federal Register: 10/11/2007
PNC BANK, DELAWARE * 18C
* Branch
Application by PNC Bank, Delaware, Wilmington, Delaware, to acquire by merger Delaware Sterling Bank & Trust Company, Christiana, Delaware
Newspaper: Not available
Federal Register: Not applicable
S & T BANCORP, INC. * 3A3 Application by S&T Bancorp, Inc., Indiana, PA to acquire up to 24.99% of the outstanding voting shares of Allegheny Valley Bancorp, Inc., Pittsburgh, PA filed pursuant to Section 3(a)(3) of the Bank Holding Company Act.
Newspaper: 10/10/2007
Federal Register: 10/19/2007
WESBANCO, INC. 4c8
* 3A5
Wesbanco, Inc., Wheeling, West Virginia, proposes to acquire Oak Hill Financial, Inc., Jackson, Ohio
Newspaper: 10/14/2007
Federal Register: 10/15/2007


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco