Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending November 17, 2007

Filer

Filing Type

Filing Proposal

End of Comment Period

1ST SOURCE BANK

* 18C
* Branch

1st Source Bank, South Bend, Indiana, to merge with First National Bank of Valparaiso, Valparaiso, Indiana, and thereby to establish 17 branches.

Newspaper:	Not available
Federal Register:	Not applicable

CAPITOL BANCORP LTD.

* 4c8

Capitol Bancorp, Ltd., Lansing, Michigan and Capitol Development Bancorp Limited V, Lansing, Michigan, to acquire 51 percent of the voting shares of Adams Dairy Bank (in organization), Blue Springs, Missouri, and thereby operate a savings association.

Newspaper:	Not available
Federal Register:	11/26/2007

COMERICA BANK

* Branch

Comerica Bank, Detroit, Michigan, to establish two branch facilities to be located at 2416 Central Avenue, Alameda, California, and 1200 Broadway, Oakland, California.

Newspaper:	11/09/2007
Federal Register:	Not applicable

ISB FINANCIAL CORP.

* 3A5

ISB Financial Corp., Iowa City, Iowa, to merge with MidWestOne Financial Group, Inc., Oskaloosa, Iowa, and thereby indirectly acquire MidWestOne Bank, Oskaloosa, Iowa.

Newspaper:	12/10/2007
Federal Register:	12/10/2007

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
SECURITY SVG BK, EAGLE GROVE, IOWA	676245	04/23/2007	11/05/2007	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending November 17, 2007

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago