FRB: H.2--Actions under delegated authority--Week ending December 15, 2007

American Security Bank, Santa Ana, California -- to establish a branch at 1401 Dove Street, Newport Beach.
-Approved, December 12, 2007

Compass Bank, Birmingham, Alabama -- to establish branches at 3490 Salida Street, Aurora, Colorado; 4501 Camp Bowie Boulevard, Fort Worth, Texas; the intersection of Briar Forest Drive and Eldridge Road, Houston; 170 University Boulevard, Round Rock; and 631 Southwest Military Drive, San Antonio.
-Approved, December 12, 2007

Foothills Bank & Trust, Maryville, Tennessee -- to establish a branch at 214 Keller Lane.
-Approved, December 11, 2007

Gateway Bank & Trust Co., Elizabeth City, North Carolina -- to establish a branch at 204 Albemarle Square, Charlottesville, Virginia.
-Approved, December 10, 2007

Southwest Bank, Fort Worth, Texas -- to establish a branch at 2718 South Hulen Street.
-Approved, December 12, 2007

Bank Holding Companies

First Central Nebraska Co., Broken Bow, Nebraska -- to merge with WoodRiver Banco, Incorporated, Oconto, and thereby acquire The Farmers Bank.
-Withdrawn, December 10, 2007

ISB Financial Corp., Iowa City, Iowa -- to merge with MidWestOne Financial Group, Inc., Oskaloosa, and thereby acquire MidWestOne Bank.
-Approved, December 14, 2007

Metro Bancshares, Inc., Douglasville, Georgia -- to become a bank holding company and to acquire Metro Bank (in organization).
-Approved, December 10, 2007

Midwest Bancshares, Inc., Wellston, Ohio -- to become a bank holding company and to acquire The First National Bank of Wellston.
-Approved, December 13, 2007

Russellville Bancorp, Inc., Russellville, Missouri -- to become a bank holding company and to acquire Community Bank of Russellville.
-Approved, December 14, 2007

ServisFirst Bancshares, Inc., Birmingham, Alabama -- relief from a commitment.
-Withdrawn, December 10, 2007

Change In Bank Control

Alliance Bancshares, Inc., Dalton, Georgia -- change in bank control of Bancshares and its subsidiary bank, Alliance National Bank.
-Permitted, December 13, 2007

Extensions Of Time

Amboy Bancorporation Employee Stock Ownership Plan, Old Bridge, New Jersey -- extension to March 28, 2008, to become a bank holding company and to acquire shares of Amboy Bancorporation.
-Granted, December 11, 2007

FBOP Corporation, Oak Park, Illinois -- extension to April 5, 2008, to acquire shares of PFF Bancorp, Inc., Rancho Cucamonga, California, and thereby acquire PFF Bank & Trust, Pomona, a savings bank.
-Granted, December 12, 2007

FBOP Corporation, Oak Park, Illinois -- extension to April 5, 2008, to acquire shares of Provident Financial Holdings, Inc., Riverside, California, and thereby acquire Provident Savings Bank, F.S.B.
-Granted, December 12, 2007

FBOP Corporation, Oak Park, Illinois -- extension to March 11, 2008, to acquire shares of Banner Corporation, Walla Walla, Washington, and thereby acquire Banner Bank and Islanders Bank, Friday Harbor.
-Granted, December 12, 2007

FBOP Corporation, Oak Park, Illinois -- extension to April 5, 2008, to acquire shares of BankFinancial Corporation, Burr Ridge, and thereby acquire BankFinancial F.S.B., Olympia Fields.
-Granted, December 12, 2007

FBOP Corporation, Oak Park, Illinois -- extension to April 5, 2008, to acquire shares of CFS Bancorp, Inc., Munster, Indiana, and thereby acquire Citizens Financial Bank, a savings bank.
-Granted, December 12, 2007

Fifth Third Bank, Cincinnati, Ohio -- extension to January 31, 2008, to establish a branch at 1614 Washington Road, Upper St. Clair, Pennsylvania.
-Granted, December 14, 2007

First Boaz Bancorporation, Boaz, Alabama -- extension to March 19, 2008, to acquire First Bank Mortgage Services, Inc. and thereby engage de novo in making, acquiring, brokering, or servicing loans or other extensions of credit.
-Granted, December 14, 2007

Financial Holding Companies

Farmers Bancorp Inc., Blytheville, Arkansas -- election to become a financial holding company.
-Effective, December 10, 2007

Park National Corporation, Newark, Ohio -- election to become a financial holding company.
-Effective, December 11, 2007

Peoples Bancshares, Inc., Colorado Springs, Colorado -- election to become a financial holding company.
-Effective, December 13, 2007

Regulations And Policies

Short-term Interest Rates -- decrease in the target for the federal funds rate from 4-1/2 percent to 4-1/4 percent.
-Approved, December 11, 2007

Actions under delegated authority

Actions taken during the week ending December 15, 2007

Bank Branches, Domestic

Bank Holding Companies

Change In Bank Control

Extensions Of Time

Financial Holding Companies

Regulations And Policies