Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending January 12, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

CAIXA DE AFORROS DE VIGO, OURENSE E PONTEVEDRA

FBSEA

Caixa de Aforros de Vigo, Ourense e Pontevedra, Vigo, Spain, to establish international bank branches in New York, New York, Chicago, Illinois, Los Angeles, California, and Houston, Texas.

Newspaper:	Not available
Federal Register:	Not applicable

CITIZENS BANCORP, INC.

CIC

Prior change in control notice filed by C. Steven Lewis, New Tazewell, Tennessee, to acquire an additional 13.05 percent of the outstanding shares of Citizens Bancorp, Inc., and its subsidiary, Citizens Bank, both of New Tazewell, Tennessee. Pro forma ownership will equal 28.45 percent.

Newspaper:	Not available
Federal Register:	01/23/2008

FIRST AMERICAN BANK

* Branch

First American Bank, Birmingham, Alabama, after-the-fact proposal to establish a branch located at 3501 Roosevelt Boulevard, Birmingham, Alabama.

Newspaper:	01/25/2008
Federal Register:	Not applicable

RELIANT BANK

* Branch

Reliant Bank, Brentwood, Tennessee, to establish a branch located at 6005 Nolensville Pike, Nashville, Tennessee, to be known as the Lennox Branch.

Newspaper:	01/22/2008
Federal Register:	Not applicable

SUNTRUST BANK

* Branch

SunTrust Bank, Atlanta, Georgia, to establish branches at the following locations: 7275 SW 90th Street, Building G, Miami, Florida, to be known as the Dadeland Office; 15701 SW 152nd Street, Miami, Florida, to be known as the Corsica Square Office; and 4021 Lagniappe Way, Tallahassee, Florida, to be known as the Fallschase Wal-Mart Office.

Newspaper:	01/24/2008
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending January 12, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta