Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending March 8, 2008

Filer Filing Type Filing Proposal End of Comment Period
COMMERCE FINANCIAL CORPORATION * 3A1 Commerce Financial Corporation, Corpus Christi, Texas, to become a bank holding company by acquiring 100 percent of Security State Bancshares, Inc., Stockdale, Texas, and indirectly acquire Security State Bank, Stockdale, Texas.
Newspaper: 04/07/2008
Federal Register: 04/04/2008
FIRST GRAHAM BANCORP, INC. * 3A3 First Graham Bancorp, Inc., Graham, Texas, and First Graham Delaware Corporation, Dover, Delaware, to acquire 100 percent of Surety Bank, Fort Worth, Texas.
Newspaper: Not available
Federal Register: Not available
I BANK HOLDING COMPANY, INC. 3A1 I Bank Holding Company, Inc., Lakeway, Texas, to become a bank holding company by acquiring 100 percent of Independent Bank of Austin, SSB, Austin, Texas.
Newspaper: Not applicable
Federal Register: Not applicable
LIVE OAK BANCSHARES CORPORATION 4c8 Live Oak Bancshares Corporation, George West, Texas, to engage in title insurance activities pursuant to Section 225.28(b)(11)(iii)(A) as a result of its proposed 75.5 percent investment in Forehand Title Management LLC, George West, Texas.
Newspaper: Not applicable
Federal Register: Not available
LONE STAR STATE BANK OF WEST TEXAS * Branch Lone Star State Bank of West Texas, Lubbock, Texas, to establish a branch to be located at 406 E FM 700, Suite 102, Big Spring, Texas 79720.
Newspaper: Not available
Federal Register: Not applicable
RED RIVER BANCORP, INC. * 3A5 Red River Bancorp, Inc., Gainesville, Texas, to acquire by merger 100 percent of Saint Jo Bancshares, Inc., Saint Jo, Texas, and indirectly acquire First Financial Company of Saint Jo, Dover, Delaware, and First National Bank, Saint Jo, Texas.
Newspaper: Not available
Federal Register: 04/04/2008


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco