Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending May 10, 2008

Filer

Filing Type

Filing Proposal

End of Comment Period

CAIXA DE AFORROS DE VIGO, OURENSE E PONTEVEDRA

FBSEA

Caixa de Aforros de Vigo, Ourense e Pontevedra, Vigo, Spain, to establish international bank branches in New York, New York, Chicago, Illinois, Los Angeles, California, and Houston, Texas.

Newspaper:	Not available
Federal Register:	Not applicable

HOMETOWN BANKING COMPANY, INC.

* 3A3

Hometown Banking Company, Inc., Ft. Pierce, Florida, to retain control of 31.26 percent of the voting control of all classes of common stock of Hometown of Homestead Banking Company, and its subsidiary, 1st National Bank of South Florida, both of Homestead, Florida.

Newspaper:	Not available
Federal Register:	06/09/2008

SOUTHERN BANC COMPANY, INC., THE

* 3A1

The Southern Banc Company, Inc., Gadsden, Alabama, to become a bank holding company and thereby retain control of The Southern Bank Company, Gadsden, Alabama (Bank), upon the Bank's conversion from a federal savings bank to an Alabama state-chartered commercial bank.

Newspaper:	06/05/2008
Federal Register:	06/06/2008

SUNTRUST BANK

* Branch

SunTrust Bank, Atlanta, Georgia, to establish a branch located at 9933 Sowder Village Square, Manassas, Virginia, to be known as the Innovation Bristow Office.

Newspaper:	05/17/2008
Federal Register:	Not applicable

SUNTRUST BANK

* 18C

SunTrust Bank, Atlanta, Georgia, to merge with the following banks: Gainesville Bank & Trust, Gainesville, Georgia; Home Town Bank of Villa Rica, Villa Rica, Georgia; United Bank & Trust Company, Rockmart, Georgia; First National Bank of the South, Milledgeville, Georgia; Community Trust Bank, Hiram, Georgia; and First National Bank of Gwinnett, Duluth, Georgia.

Newspaper:	06/06/2008
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 6 Federal Reserve Bank of: Atlanta

Filings received during the week ending May 10, 2008

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 6
Federal Reserve Bank of: Atlanta