Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 6
Federal Reserve Bank of: Atlanta

Filings received during the week ending October 4, 2008

Filer Filing Type Filing Proposal End of Comment Period
BANCO DE DESARROLLO RURAL, S.A. FBSEA Banco de Desarrollo Rural, S.A., (BANRURAL), Guatemala City, Guatemala, to establish a representative office located in Miami, Florida.
Newspaper: Not available
Federal Register: Not applicable
BROWARD FINANCIAL HOLDINGS, INC. * 3A1 Broward Financial Holdings, Inc., to become a bank holding company by acquiring 100 percent of the outstanding shares of Broward Bank of Commerce (in organization), both of Fort Lauderdale, Florida.
Newspaper: Not available
Federal Register: 10/24/2008
CENTERBANK, INC. CIC Prior change in control notice filed by Mr. James C. France, Daytona Beach, Florida, to acquire voting control of up to 72 percent of the combined voting power of the outstanding shares of common stock and shares of newly designated preferred stock of CenterBank, Inc., and its subsidiary, Centerbank of Jacksonville, N.A., both of Jacksonville, Florida.
Newspaper: 10/13/2008
Federal Register: 10/15/2008
FIRST NATIONAL BANKERS BANKSHARES, INC. * 3A5 First National Bankers Bankshares, Inc., Baton Rouge, Louisiana, to merge with Arkansas Bankers Bancorporation, Inc., and thereby aquire its subsidiary, Arkansas Bankers Bank, both of Little Rock, Arkansas.
Newspaper: 10/29/2008
Federal Register: 10/17/2008
FIRSTCITY BANCORP, INC. CIC Prior change in control filed by Mark Allen Conner, Canton, Georgia, to acquire an additional 38.1 percent of the outstanding shares of FirstCity Bancorp, Inc., and its subsidiary, FirstCity Bank, both of Stockbridge, Georgia. Pro forma will equal 58.5 percent.
Newspaper: 10/24/2008
Federal Register: 10/20/2008
FLORIDA BANK * 18C
* Branch
Florida Bank, Tampa, Florida, to merge with Florida Bank of Sarasota, Sarasota, Florida.
Newspaper: Not available
Federal Register: Not applicable
FLORIDIAN FINANCIAL GROUP, INC. 4c8 Floridian Financial Group, Inc., Lake Mary, Florida to acquire 51 percent of the outstanding shares of FBC Mortgage, LLC, Orlando, Florida, and thereby engage in making, acquiring, brokering, or servicing loans or other extensions of credit.
Newspaper: Not applicable
Federal Register: Not applicable
HOMETOWN BANCSHARES, INC. CIC Prior change in control notice filed by Delmo R. Payne and Wilmuth Payne, both of Hamiltion, Alabama, to acquire an additional 3.20 percent of the outstanding shares of Hometown Bancshares, Inc., Hamilton, Alabama. Total pro forma will equal 11.15 percent.
Newspaper: 10/21/2008
Federal Register: 10/21/2008
HOMETOWN BANCSHARES, INC. CIC Prior change in control notice filed by Gerald Terrell, Faye Terrell, Donald L. Terrell, and Danny Terrell, all of Hamilton, Alabama, Audrey Garrett and William Garrett, Birmingham, Alabama, to acquire an additional 3.20 percent of the outstanding shares of Hometown Bancshares, Inc., and PeoplesTrust Bank, both of Hamilton, Alabama. Total pro forma will equal 11.96 percent.
Newspaper: 10/21/2008
Federal Register: 10/21/2008
Jefferson Bancshares, Inc. * 3A1 Jefferson Bancshares, Inc., Morristown, Tennessee, to acquire 100 percent of the outstanding shares of State of Franklin Bancshares, Inc., and its subsidiary, State of Franklin Savings Bank, both of Johnson City, Tennessee.
Newspaper: Not available
Federal Register: 10/17/2008
JONES BANCSHARES, L.P. CIC After-the-fact change in control notice filed by James C. Jones, Waycross, Georgia; Patrick C. Jones and Carole C. Jones, both of Blackshear, Georgia; to retain 35.05 percent of the outstanding shares of Jones Bancshares, LP, and its subsidiary, Primesouth Bank, both of Blackshear, Georgia.
Newspaper: Not available
Federal Register: 10/20/2008
PIEDMONT BANCORP, INC. * 3A1 Piedmont Bancorp, Inc., Norcross, Georgia, to become a bank holding company by acquiring 100 percent of the outstanding shares of First Choice Community Bank 1874, Newnan, Georgia.
Newspaper: 10/31/2008
Federal Register: 11/03/2008
RIVERSIDE BANK OF THE GULF COAST * Branch Riverside Bank of the Gulf Coast, Cape Coral, Florida, to establish a branch located at 7371 College Parkway, Ft. Myers, Florida.
Newspaper: 10/22/2008
Federal Register: Not applicable
RIVERSIDE FLORIDA HOLDING COMPANY * 3A1 Riverside Florida Holding Company, Cape Coral, Florida, to become a bank holding company by acquiring 100 percent of the outstanding shares of Riverside Bank of the Gulf Coast, Cape Coral, Florida.
Newspaper: 10/22/2008
Federal Register: 10/20/2008
SUNTRUST BANK * Branch SunTrust Bank, Atlanta, Georgia, to establish a branch located at 1451 Ritchie Highway, Arnold, Maryland, to be known as the Arnold Safeway Branch.
Newspaper: 10/12/2008
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
ANCHOR CMRL BK, JUNO BEACH, FLORIDA 3342671 05/12/2008 08/28/2008 S Small Bank
CAPITALMARK B&T, CHATTANOOGA, TENNESSEE 3560783 05/05/2008 08/25/2008 S Small Bank
COMMERCIAL BK, HARROGATE, TENNESSEE 497039 03/31/2008 08/07/2008 O Int Sm Bank
TRISUMMIT BK, KINGSPORT, TENNESSEE 3546899 04/21/2008 08/11/2008 S Small Bank


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco