Actions under delegated authority

Alpine Bank & Trust Co., Rockford, Illinois  -- to establish a branch at 4142 John Farms Road, Rockford.
-Approved, November 3, 2008 

Collegiate Peaks Bank, Buena Vista, Colorado  -- to establish branches at 885 South Colorado Boulevard, Denver, and 2191 North Ursula Number 12, Aurora.
-Approved, November 7, 2008 

First Farmers Bank & Trust, Converse, Indiana  -- to establish a branch at 826 North Baldwin Avenue, Marion.
-Approved, November 3, 2008 

Regions Bank, Birmingham, Alabama  -- to establish branches at the intersection of Alabama Highway 67 and U.S. Highway 31, Decatur; the intersection of Highway 98 (Back Beach Road) and Powell Adams Road, Panama City, Florida; 1485 West Gateway Boulevard, Boynton Beach; West Sandlake Road at Della Drive, Orlando; the intersection of Fairchild Gardens and Kyoto Gardens (Gardens Pointe), Palm Beach Gardens; and 1300 North Collins, Arlington, Texas.
-Approved, November 7, 2008 

American Bancorp, Inc., Macon, Georgia  -- to become a bank holding company and to acquire American Pride Bank, Macon.
-Approved, November 4, 2008 

Carpenter Fund Manager GP, LLC, Irvine, California; SCJ, Inc.; CCFW, Inc.; Carpenter Fund Management, LLC; Carpenter Community Bancfund-A, L.P.; Carpenter Community Bancfund, L.P.; and Carpenter Community Bancfund CA, L.P.  -- to become bank holding companies and to acquire shares of Mission Community Bancorp, San Luis Obispo, and its subsidiary bank, Mission Community Bank, and for SCJ and CCFW to engage in leasing, financial and investment advisory, securities agency and brokerage, and management consulting activities.
-Approved, November 3, 2008 

First Chester County Corporation, West Chester, Pennsylvania  -- waiver of application to acquire American Home Bank, National Association, Mountville, in connection with the merger of American Home Bank and First Chester's subsidiary bank, First National Bank of Chester County, West Chester.
-Granted, November 7, 2008 

First Community Financial Partners, Inc., Joliet, Illinois  -- to acquire shares of First Community Bank of Homer Glen & Lockport (in organization), Homer Glen.
-Approved, November 6, 2008 

First National Bankers Bankshares, Inc., Baton Rouge, Louisiana  -- to merge with Arkansas Bankers Bancorporation, Inc., Little Rock, Arkansas, and thereby acquire its subsidiary bank, Arkansas Bankers Bank.
-Approved, November 3, 2008 

Marshall & Ilsley Corporation, Milwaukee, Wisconsin  -- to acquire Taplin, Canida & Habacht, Inc., Miami, Florida, and retain its interest in TCH MI LLC, Milwaukee, Wisconsin, and thereby engage in financial and investment advisory and securities brokerage activities.
-Approved, November 6, 2008 

NHB Holdings, Inc., Jacksonville, Florida, and Proficio Mortgage Ventures, LLC  -- to engage de novo in a joint venture with Home Avenue Mortgage, Clearwater, in mortgage banking.
-Approved, November 7, 2008 

Oregon Bancorp, Inc., Salem, Oregon  -- to become a bank holding company and to acquire Willamette Valley Bank, Salem, and election to become a financial holding company.
-Approved, November 5, 2008 

Riverview Financial Corporation (in organization), Halifax, Pennsylvania  -- to acquire First Perry Bancorp, Inc., Marysville, and HNB Bancorp, Inc., Halifax.
-Approved, November 5, 2008 

Royal Bank of Canada, Montreal, Canada  -- to indirectly acquire Humboldt Merchant Services, LP, Reno, Nevada, through Moneris Solutions Corporation, Toronto, Canada, and thereby engage in lending, activities related to extending credit, and data processing.
-Approved, November 3, 2008 

Banco Popular de Puerto Rico, Hato Rey, Puerto Rico  -- to purchase certain assets and assume certain liabilities of the Culebra, Puerto Rico, branch of Banco Popular, National Association, Orlando, Florida.
-Approved, November 7, 2008 

Linden State Bank, Linden, Indiana  -- to merge with Farmers State Bank, New Ross, and thereby establish four branches.
-Approved, November 7, 2008 

Shore Bank, Onley, Virginia  -- to acquire certain assets and assume certain liabilities of the Salisbury, Maryland, branch of Chevy Chase Bank, FSB, McLean, Virginia.
-Approved, November 3, 2008 

Banco Espirito Santo de Investimento, S.A., Lisbon, Portugal  -- to establish a branch in New York, New York.
-Approved, November 5, 2008 

Liberty Bancorporation, Inc., Powers Lake, North Dakota  -- change in bank control of Liberty and its subsidiary bank, Liberty State Bank, Powers Lake.
-Permitted, November 6, 2008 

Post Oak Bancshares, Inc., Houston, Texas  -- extension to February 7, 2009, to become a bank holding company and to acquire Post Oak Bank, N.A., Houston.
-Granted, November 7, 2008