FRB: H.2--Actions under delegated authority--Week ending August 15, 2009

Centennial Bank, Conway, Arkansas -- to establish a mobile branch in Saline County.
-Approved, August 10, 2009

Sandy Spring Bank, Olney, Maryland -- to establish a branch at 1 Catoctin Circle, Northeast, Leesburg, Virginia.
-Approved, August 14, 2009

SuffolkFirst Bank, Suffolk, Virginia -- to retain a branch at 100 Bosley Avenue, Suffolk.
-Approved, August 12, 2009

Bank Holding Companies

Alliance Bancshares, Inc., Dalton, Georgia -- to engage through its wholly owned subsidiary, Cuyler Street, LLC, Dalton, in making, acquiring, or brokering loans or other extensions of credit.
-Approved, August 13, 2009

Business Bancshares, Inc., Clayton, Missouri -- to engage in lending activities through its subsidiary, Meramec Assets, LLC, Clayton.
-Approved, August 12, 2009

Chinatrust Capital Corporation, Torrance, California; Chinatrust Financial Holding Company, Ltd., Taipei, Taiwan; and Chinatrust Commercial Bank, Ltd. -- to engage in extending credit and servicing loans.
-Approved, August 13, 2009

Columbus First Bancorp, Inc., Worthington, Ohio -- to become a bank holding company and to acquire Columbus First Bank, Worthington.
-Approved, August 14, 2009

First Savings Financial Group, Inc., Clarksville, Indiana, and First Savings Bank, F.S.B. -- waiver of application to acquire Community First Bank, Corydon, in connection with the merger of Community First and First Savings Bank.
-Granted, August 10, 2009

OceanFirst Financial Corp., Toms River, New Jersey -- waiver of application to acquire Central Jersey Bancorp, Ocean Township, in connection with the merger of their respective subsidiaries, Ocean First Bank, Toms River, and Central Jersey Bank, National Association, Ocean Township.
-Granted, August 14, 2009

Premier Financial Bancorp, Inc., Huntington, West Virginia -- to acquire Abigail Adams National Bancorp, Inc., Washington, D.C., and thereby indirectly acquire (1) The Adams National Bank and (2) Consolidated Bank and Trust Company, Richmond, Virginia.
-Approved, August 12, 2009

USAmeriBancorp, Inc., Key Largo, Florida -- to acquire shares of Aliant Financial Corporation, Alexander City, Alabama, and its subsidiary bank, Aliant Bank.
-Withdrawn, August 12, 2009

Banks, National

PNC Bank, National Association, Pittsburgh, Pennsylvania -- location determination of master account at the Federal Reserve Bank of Cleveland.
-Approved, August 11, 2009

Change In Bank Control

Bank of Choice Holding Company, Greeley, Colorado -- to retain control of Bank of Choice Holding Company and its subsidiary bank, Bank of Choice, Greeley.
-Permitted, August 13, 2009

First Keyes Bancshares, Inc., Keyes, Oklahoma -- change in bank control of First Keyes and its subsidiary bank, The First State Bank, Keyes.
-Permitted, August 11, 2009

Freeport Bancshares, Inc., Freeport, Illinois -- change in bank control of Freeport Bancshares and its subsidiary bank, Midwest Community Bank, Freeport.
-Permitted, August 11, 2009

Extensions Of Time

Affinity Bancorp, Inc., Wyomissing, Pennsylvania -- extension to November 9, 2009, to become a bank holding company and to acquire Affinity Bank of Pennsylvania, Wyomissing.
-Granted, August 11, 2009

Cabool State Bank Employee Stock Ownership Plan, Cabool, Missouri -- extension to December 4, 2009, to increase its ownership of Cabool Bancshares, Inc., Cabool, and Cabool State Bank.
-Granted, August 13, 2009

Connecticut Mutual Holding Company, Winsted, Connecticut -- extension to November 11, 2009, to acquire by merger Collinsville Savings Mutual Holding Company, Collinsville; Collinsville Stock Holding Company; and Collinsville Savings Society.
-Granted, August 11, 2009

TCF National Bank,Wayzata, Minnesota -- extension to August 13, 2010, to establish an Edge corporation subsidiary, TCF Bank International, Inc., Wayzata, and to invest, through the Edge subsidiary, in TCF Commercial Finance Canada, Inc., Toronto, Ontario.
-Granted, August 10, 2009

Financial Holding Companies

The Goldman Sachs Group, Inc., New York, New York -- election to become a financial holding company.
-Effective, August 14, 2009

International Operations

The Bank of New York Mellon, New York, New York -- waiver of the remainder of the prior-notification period to make an investment in The Bank of New York Mellon S.A./N.V., Brussels, Belgium.
-Granted, August 14, 2009

Regulations And Policies

Regulation Z (Truth in Lending) -- annual adjustment of the dollar amount that triggers additional disclosure requirements for home mortgage loans with rates or fees above a certain amount.
-Announced, August 10, 2009

Actions under delegated authority

Actions taken during the week ending August 15, 2009

Bank Branches, Domestic