Actions under delegated authority

First State Bank, Lincoln, Nebraska  -- to establish a branch at 27th Street and Grainger Parkway, Lincoln.
-Approved, October 9, 2009 

1st Financial Services Corporation, Hendersonville, North Carolina  -- to acquire AB&T Financial Corporation, Gastonia, and indirectly acquire its subsidiary bank, Alliance Bank & Trust Company.
-Withdrawn, October 7, 2009 

Banco do Brasil, S.A., Brasilia, Brazil, and Caixa de Previdencia dos Funcionarios do Banco do Brasil, Rio de Janiero  -- to engage in securities brokerage activities in the United States through Banco Votorantim Securities, Inc., Sao Paulo.
-Approved, October 8, 2009 

Broadway Bancorp, Inc., Chicago, Illinois  -- to engage de novo in extending credit and servicing loans.
-Withdrawn, October 1, 2009  (AC)

Central Bancorp, Inc., Colorado Springs, Colorado  -- (1) to become a bank holding company and to acquire Farmers and Stockmens Bank of Clayton, Clayton, New Mexico; (2) to acquire The Citizens National Bank of Akron, Akron, Colorado; (3) to engage in extending credit and servicing loans through the retention of Elite Properties of America II, Inc., Colorado Springs, and CB&T Mortgage, LLC; (4) to engage in trust activities through the retention of Corundum Trust Company, LLC, Sioux Falls, South Dakota; and (5) to engage in financial and investment advisory activities through the retention of CB&T Wealth Management, Inc., Colorado Springs, Colorado.
-Approved, October 9, 2009 

Klein Financial, Inc., Chaska, Minnesota  -- to acquire Community Bank Plymouth, Plymouth.
-Approved, October 8, 2009 

Manhattan Banking Corporation, Manhattan, Kansas  -- to retain shares of Sonoran Bank, N.A., Phoenix, Arizona.
-Approved, October 6, 2009 

Mason National Bank Employee Stock Ownership Plan and Trust, Mason, Texas  -- to acquire shares of Mason National Bancshares, Inc., Mason, and thereby acquire its subsidiary bank, The Mason National Bank.
-Approved, October 5, 2009 

Midwest Regional Bancorp, Inc., Festus, Missouri  -- to engage in lending and servicing activities.
-Approved, October 6, 2009 

Morgan Stanley, New York, New York  -- to acquire shares of United Western Bancorp, Inc., Denver, Colorado, and its subsidiary bank, United Western Bank.
-Approved, October 8, 2009 

NB&T Financial Group, Inc., Employee Stock Ownership Plan, Wilmington, Ohio, and NB&T Financial Group, Inc.  -- to acquire Community National Corporation, Franklin, and thereby acquire its subsidiary bank, The Community National Bank.
-Approved, October 6, 2009 

RMB Holdings, LLC, Birmingham, Alabama, and ATB Management, LLC  -- to acquire shares of Americus Financial Services, Inc., Birmingham, and its subsidiary bank, Red Mountain Bank, N.A.
-Approved, October 7, 2009 

SP Acquisition Holdings, Inc., New York, New York  -- to become a bank holding company and to acquire Frontier Financial Corporation, Everett, Washington, and its subsidiary bank, Frontier Bank.
-Withdrawn, October 8, 2009 

1st Century Bancshares, Inc., Los Angeles, California  -- change in bank control of 1st Century and its subsidiary bank, 1st Century Bank, National Association, Los Angeles.
-Permitted, October 9, 2009 

Broadway Bancorp, Inc., Chicago, Illinois  -- change in bank control of Broadway and its subsidiary bank, Broadway Bank, Chicago.
-Withdrawn, October 1, 2009  (AC)

Inter-Mountain Bancorp., Inc. Bozeman, Montana  -- to retain control of Inter-Mountain and its subsidiary bank, First Security Bank, Bozeman.
-Permitted, October 8, 2009 

Relianz Bancshares, Inc., Wichita, Kansas  -- to retain control of Relianz and its subsidiary bank, RelianzBank, Wichita.
-Permitted, October 7, 2009 

Verity Capital Group, Inc., Dahlonega, Georgia  -- to retain control of Verity and its subsidiary bank, Verity Bank, Winder.
-Permitted, October 9, 2009 

Citigroup Inc., New York, New York  -- waiver of prior-notification period to make an investment in Tarjetas Banamex, S.A. de C.V., Sofom, E.R., Mexico City, Mexico.
-Granted, October 9, 2009 

Community National Bank, Topeka, Kansas  -- to retain its membership in the Federal Reserve System on conversion to a state-chartered institution.
-Approved, October 9, 2009 

Regulation CC (Availability of Funds and Collection of Checks)  -- technical amendments to appendix A to reflect the restructuring of check-processing operations in the Cleveland, Dallas, and San Francisco Federal Reserve Districts.
-Approved, October 8, 2009 

Regulation D (Reserve Requirements of Depository Institutions)  -- final rule implementing the annual indexing of the low reserve tranche, reserve requirement exemption amount, nonexempt deposit cutoff level, and reduced reporting limit for 2010.
-Approved, October 9, 2009