Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 7
Federal Reserve Bank of: Chicago

Filings received during the week ending July 17, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

C-B-G, INC.

* 3A3

C-B-G, Inc., West Liberty, Iowa, to acquire an additional $5 million (only $200,000 from C-B-G, Inc. and the remaining from executive officers, directors, and shareholders which are considered to be acting in concert) of common stock, or up to 50.01 percent, in Washington Bancorp, Washington, Iowa, and thereby increase it's indirect interest in Washington Bancorp's subsidiary, Federation Bank, Washington, Iowa.

Newspaper:	Not available
Federal Register:	Not available

CHEMICAL BANK

* 18C
* Branch

Chemical Bank, Midland, Michigan, to acquire certain assets and assume certain liabilities of Mainstreet Savings Bank, FSB, Hastings, Michigan, and thereby to establish two branches located at 629 West State Street, Hastings, Michigan, and 802 Fourth Avenue, Lake Odessa, Michigan.

Newspaper:	Not available
Federal Register:	Not applicable

HARBOR BANCORP, INC.

* 3A1

Harbor Bancorp, Inc., Edenton, North Carolina, to become a bank holding company by acquiring 100 percent of the voting shares of West Town Savings Bank, Cicero, Illinois.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
FIRST FARMERS B&T, CONVERSE, INDIANA	139843	02/22/2010	06/24/2010	S	Int Sm Bank
FORT MADISON B&TC, FORT MADISON, IOWA	624246	12/07/2009	06/10/2010	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 7 Federal Reserve Bank of: Chicago

Filings received during the week ending July 17, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 7
Federal Reserve Bank of: Chicago