Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending August 21, 2010

Filer

Filing Type

Filing Proposal

End of Comment Period

MASON NATIONAL BANCSHARES, INC.

4c8

Mason National Bancshares, Mason, Texas, to engage de novo in lending activities pursuant to Section 225.28(b)(1) of Regulation Y, through the acquisition of loans from its subsidiary bank, Mason National Bank, Mason, Texas.

Newspaper:	Not applicable
Federal Register:	Not available

OAK RIDGE BANCSHARES, INC.

CIC

Notice by Clint Edwin Shepard II, Oak Ridge, Louisiana, individually, and as trustee of the Clint Edwin Shepard II Trust, Oak Ridge, Louisiana; and Virginia Sue Barr, Oak Ridge, Louisiana, individually, and as trustee of the Virginia Sue Shepard Barr Trust, Oak Ridge, Louisiana, to acquire 10 percent or more of the shares of Oak Ridge Bancshares, Inc., and indirectly Bank of Oak Ridge, both of Oak Ridge, Louisiana.

Newspaper:	Not available
Federal Register:	09/08/2010

STEELE HOLDINGS, INC.

* 3A1

Steele Holdings, Inc., Tyler, Texas, to become a bank holding company by acquiring 100 percent of American State Bank, Arp, Texas.

Newspaper:	Not available
Federal Register:	09/16/2010

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Forth Quarter of 2010 (October 1, 2010 - December 31, 2010)

Institution	Location
HERITAGE BK	PEARLAND, TEXAS

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending August 21, 2010

Availability of CRA Public Evaluations

CRA Examinations scheduled for Forth Quarter of 2010 (October 1, 2010 - December 31, 2010)

District: 11
Federal Reserve Bank of: Dallas