Actions under delegated authority

Comerica Bank, Dallas, Texas -- to establish branches at 2875 West Wheatland Road, Dallas; 12035 Foothill Boulevard, Rancho Cucamonga, California; and 1 South Federal Highway, Boca Raton, Florida.
-Approved, October 22, 2010

Ohio Valley Financial Group, Inc., Henderson, Kentucky -- to establish a branch at 7516 Eagle Crest Boulevard, Suite E, Evansville, Indiana.
-Approved, October 20, 2010

BancFirst Corporation, Oklahoma City, Oklahoma -- to acquire Exchange Bancshares of Moore, Inc., Moore, and Exchange National Bank.
-Approved, October 20, 2010

Eastern Bank Corporation, Boston, Massachusetts -- to acquire Wainwright Bank & Trust Company, Boston.
-Approved, October 21, 2010

Everest Bancshares, Inc., Everest, Kansas -- to acquire Bancshares of McLouth, Inc., McLouth, and Bank of McLouth.
-Approved, October 22, 2010

FSC Bancshares, Inc., Cameron, Missouri -- waiver of application to acquire Fairfax Bancshares, Inc., Fairfax, in connection with the merger of their respective subsidiary banks, Farmers State Bank, Cameron, and Exchange Bank of Fairfax, Fairfax.
-Granted, October 22, 2010

Grandpoint Capital, Inc., Los Angeles, California -- to acquire Southern Arizona Community Bank, Tucson, Arizona.
-Approved, October 21, 2010

Hometown Community Bancorp, Inc., Morton, Illinois, and Hometown Community Bancorp, Inc. Employee Stock Ownership Plan and Trust -- to merge with CSBC Financial Corporation, Cropsey, and thereby acquire Citizens State Bank of Cropsey; and for Morton Community Bank, Morton, to merge with Citizens State Bank of Cropsey and thereby establish branches.
-Approved, October 21, 2010

People's United Financial, Inc., Bridgeport, Connecticut -- waiver of applications to merge Smithtown Bancorp, Inc., Hauppauge, New York, and LSB Corporation, North Andover, Massachusetts, with People's, in connection with the mergers of their subsidiary banks, The Bank of Smithtown, Smithtown, New York, and River Bank, North Andover, respectively, with and into People's subsidiary bank, People's United Bank, Bridgeport.
-Granted, October 20, 2010

Taylor Capital Group, Inc., Rosemont, Illinois -- to purchase loans from its subsidiary bank, Cole Taylor Bank, Chicago, and thereby engage in extending credit and servicing loans.
-Approved, October 22, 2010

TLCM Holdings, LLC, Richardson, Texas -- to become a bank holding company and to acquire EJ Financial Corp., Dallas; EJ Delaware Bancshares, Inc., Dover, Delaware; and Equity Bank, SSB, Dallas, Texas.
-Approved, October 19, 2010

Cass County State Company, Plattsmouth, Nebraska -- to retain control of Cass County State and its subsidiary bank, Cass County Bank, Plattsmouth.
-Permitted, October 19, 2010

Minier Financial, Inc. Employee Stock Ownership Plan w/401(k) Provisions, Minier, Illinois -- extension to January 22, 2011, to increase its ownership of Minier Financial, Inc., Minier, and thereby increase its indirect ownership of First Farmers State Bank, Minier.
-Granted, October 18, 2010

JPMorgan Chase & Co., New York, New York -- modification of the aggregate investment limit of Regulation K in connection with an internal reorganization involving a United Kingdom-based subsidiary.
-Approved, October 22, 2010

Wachovia International Banking Corporation, Charlotte, North Carolina -- to amend its articles of association to change its name to Wells Fargo International Banking Corporation.
-Approved, October 20, 2010

Regulation D (Reserve Requirements of Depository Institutions) -- final rule implementing the annual indexing of the low reserve tranche, reserve requirement exemption amount, nonexempt deposit cutoff level, and reduced reporting limit for 2011.
-Approved, October 21, 2010