Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending February 12, 2011

Filer Filing Type Filing Proposal End of Comment Period
AMERICAN NATIONAL BANKSHARES INC. * 3A5 American National Bankshares Inc., Danville, Virginia, to acquire 100% of the voting securities of MidCarolina Financial Corporation, Burlington, North Carolina, and thereby indirectly acquire MidCarolina Bank, Burlington, North Carolina.
Newspaper: Not available
Federal Register: 03/14/2011
BANCA CIVICA, S.A. FBSEA Banca Civica, S.A., Madrid, Spain, to establish a representative office in Washington, D.C.
Newspaper: 03/04/2011
Federal Register: Not applicable
HARVEST BANCORP, INC. CIC Notice by Mr. Mehrdad Elie of Redwood City, California, to individually acquire up to 32%, and as a group acting in concert with Mr. Mesfin Ayenew, Potomac, Maryland; Mr. David P. Como, Napa, California; Mr. Charles Turnbaugh, Baltimore, Maryland; Mr. Robert L. Gossard, Burlinggame, California; and Mr. Terrance M. Davis, Dillon Beach, California, to acquire in aggregate up to 41% of the voting securities of HarVest BanCorp, Inc., Gaithersburg, Maryland, and indirectly acquire shares of HarVest Bank of Maryland, Rockville, Maryland.
Newspaper: Not available
Federal Register: 02/18/2011
PIONEER BANKSHARES, INC. CIC Mr. Richard T. Spurzem, Charlottesville, Virginia, to individualy retain 10.02% and together with Sandbox, LLC to retain 10.05% of of the outstanding shares of Pioneer Bankshares, Inc., Stanley, Virginia
Newspaper: 02/23/2011
Federal Register: 02/25/2011
UNION FIRST MARKET BANK * Branch Union First Market Bank, Richmond, Virginia, to establish a branch at 400 Gateway Drive, Winchester, Virginia.
Newspaper: 02/25/2011
Federal Register: Not applicable
UNION FIRST MARKET BANK * Branch Union First Market Bank, Richmond, Virginia, to establish a branch at 437 Tiffany Drive, Waynesboro, Virginia.
Newspaper: 02/11/2011
Federal Register: Not applicable
UNION FIRST MARKET BANK * Branch Union First Market Bank, Richmond, Virginia, to establish a branch at 240 Elizabeth Drive, Stephens City, Virginia.
Newspaper: 02/25/2011
Federal Register: Not applicable
UNION FIRST MARKET BANK * Branch Union First Market Bank, Richmond, Virginia, to establish a branch at 200 Rivendall Court, Winchester, Virginia.
Newspaper: 02/25/2011
Federal Register: Not applicable
UNION FIRST MARKET BANK * Branch Union First Market Bank, Richmond, Virginia, to establish a branch at 2035 East Market Street, Harrisonburg, Virginia.
Newspaper: 02/25/2011
Federal Register: Not applicable
UNION FIRST MARKET BANK * Branch Union First Market Bank, Richmond, Virginia, to establish a branch at 1015 Richmond Road, Staunton, Virginia.
Newspaper: 02/25/2011
Federal Register: Not applicable
UNION FIRST MARKET BANK * Branch Union First Market Bank, Richmond, Virginia, to establish a branch at 15371 Montanus Drive, Culpeper, Virginia.
Newspaper: 02/25/2011
Federal Register: Not applicable


Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.
 
Institution / Location
RSSD
ID
 
Exam Date
CRA
Public Date
CRA
Rating
Exam Method
NONE


CRA Examinations scheduled for     Quarter of

Institution Location
NONE

* Subject to the provisions of the Community Reinvestment Act

Release dates | Full version (300 KB PDF)
Actions by the Board | Actions under delegated authority
Applications and reports:
Boston | New York | Philadelphia | Cleveland | Richmond | Atlanta
Chicago | St. Louis | Minneapolis | Kansas City | Dallas | San Francisco