Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending April 30, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

BANCFIRST CORPORATION

* 4c8

BancFirst Corporation, Oklahoma City, Oklahoma, to acquire FBC Financial Corporation, parent of 1st Bank Oklahoma, both in Claremore, Oklahoma, and thereby engage in the operation of a savings association.

Newspaper:	05/20/2011
Federal Register:	05/10/2011

FBHC HOLDING COMPANY

CIC

Notification by the O. Jay Tomson Revocable Trust, Ollie Jay Tomson, Mason City, Iowa, trustee, to retain control of FBHC Holding Company, parent of Flatirons Bank, both in Boulder, Colorado.

Newspaper:	Not available
Federal Register:	Not available

PALCO BANKSHARES, INC.

* 3A1

Palco Bankshares, Inc., Palco, Kansas, to become a bank holding company through the acquisition of 100 percent of the voting shares of Midwest Community Bank, Plainville, Kansas.

Newspaper:	Not available
Federal Register:	Not available

RCB BANK

Member

RCB Bank, Claremore, Oklahoma, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BANK OF NEWMAN GROVE, NEWMAN GROVE, NEBRASKA	41955	01/31/2011	04/22/2011	S	Small Bank
EMERALD BK, BURDEN, KANSAS	12656	01/24/2011	04/25/2011	S	Small Bank

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending April 30, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City