Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 8
Federal Reserve Bank of: St. Louis

Filings received during the week ending October 29, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

CARROLL FINANCIAL SERVICES, INC.

CIC

Notice by Billy M. Cary Qualified Terminable Interest Property Trust, Huntingdon, Tennessee, with Michael E. Cary, Huntingdon, Tennessee, and Mark E. Cary, Memphis, Tennessee, as trustees, to gain control of Carroll Financial Services, Inc., Huntingdon, Tennessee.

Newspaper:	11/16/2011
Federal Register:	11/16/2011

CENTENNIAL BANK

* Branch

Centennial Bank, Conway, Arkansas, to establish a branch facility to be located at 1715 East Harding Street, Morrilton, Arkansas.

Newspaper:	11/10/2011
Federal Register:	Not applicable

MACON-ATLANTA STATE BANK

Member

Macon-Atlanta State Bank, Macon, Missouri, to become a member of the Federal Reserve System.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 8 Federal Reserve Bank of: St. Louis

Filings received during the week ending October 29, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 8
Federal Reserve Bank of: St. Louis