Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 10
Federal Reserve Bank of: Kansas City

Filings received during the week ending December 17, 2011

Filer

Filing Type

Filing Proposal

End of Comment Period

AMERICAN NATIONAL BANK

Member

American National Bank (to be known as ANB Bank), Denver, Colorado, to retain its membership in the Federal Reserve System following its conversion from a national to a state charter.

Newspaper:	Not applicable
Federal Register:	Not applicable

FIRST FEDERAL OF OLATHE BANCORP, INC.

* 3A1

First Federal Olathe Bancorp, Inc., Olathe, Kansas, to become a bank holding company through the retention of 100 percent of the voting shares of First Federal Savings and Loan Bank, Olathe, Kansas.

Newspaper:	12/31/2011
Federal Register:	12/30/2011

OKLAHOMA BANCSHARES HOLDINGS, INC.

* 3A1

Oklahoma Bancshares Holdings, Inc., Norman, Oklahoma, to become a bank holding company through the acquisition of 100 percent of the voting shares of Town & Country Bancshares, Inc., parent of Oklahoma State Bank, both in Guthrie, Oklahoma.

Newspaper:	12/23/2011
Federal Register:	12/19/2011

VALLEY BANCSHARES INCORPORATED

* 3A3

Valley Bancshares Incorporated, Pauls Valley, Oklahoma, to acquire up to 23 percent of the voting shares of First Lindsay Corporation, parent of The First National Bank of Lindsay, both in Lindsay, Oklahoma.

Newspaper:	01/17/2012
Federal Register:	01/12/2012

WILLIAMS FINANCIAL CORP.

CIC

Notice by Meredith Williams, Omaha, Nebraska; Luke and Julie Rickertsen, Gothenburg, Nebraska; Matthew H. Williams Family Irrevocable Trust #1; and Matthew H. Williams Family Irrevocable Trust #2; to become part of the group acting in concert; and Robert M. Williams, Omaha, Nebraska, individually and as Trustee of the Matthew H. Williams Family Irrevocable Trust #1; and Matthew H. Williams Family Irrevocable Trust #2; to acquire control of Williams Financial Corp., parent of The Gothenburg State Bank and Trust Company, both in Gothenburg, Nebraska.

Newspaper:	Not available
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 10 Federal Reserve Bank of: Kansas City

Filings received during the week ending December 17, 2011

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 10
Federal Reserve Bank of: Kansas City