Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 4
Federal Reserve Bank of: Cleveland

Filings received during the week ending October 6, 2012

Filer

Filing Type

Filing Proposal

End of Comment Period

FIFTH THIRD BANK

* Branch

Fifth Third Bank, Cincinnati, OH to establish a temporary branch at Highland Meadows Golf Club, 11330 Twin Eagles Blvd., Naples, FL to operate from 11/12/2012 through 11/16/2012.

Newspaper:	10/16/2012
Federal Register:	Not applicable

InFirst Bancorp, Inc.

* 3A1

InFirst Bancorp, MHC and InFirst Bancorp, Inc., both of Indiana, Pennsylvania to become bank holding companies by acquiring 100 percent of Indiana Savings Bank, Indiana, Pennsylvania pursuant to section 3 of the Bank Holding Company Act

Newspaper:	Not available
Federal Register:	Not available

TONTI FINANCIAL CORP TRUST

CIC

Notice of Change in Control by Tonti Financial Corp Trust, Tonti Financial Corp Trust II, The Alfred E. Tonti Trust, and their trustee, Thomas Tonti, Columbus, Ohio, to acquire up to 49.9% of the voting shares of Tonti Financial Corp, Columbus, Ohio

Newspaper:	10/22/2012
Federal Register:	Not available

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 4 Federal Reserve Bank of: Cleveland

Filings received during the week ending October 6, 2012

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 4
Federal Reserve Bank of: Cleveland