Actions under delegated authority

Actions taken during the week ending October 13, 2012

Bank Branches, Domestic

Richmond

The First Bank and Trust Company, Lebanon, Virginia -- to establish a branch at 610 North Main Street, Bridgewater.
-Approved, October 11, 2012

San Francisco

Pacific Premier Bank, Costa Mesa, California -- to establish a branch at 12901 Von Karman Avenue, Irvine.
-Approved, October 11, 2012

Bank Holding Companies

Director, BS&R

Citigroup, Inc., New York, New York -- modification of a commitment.
-Granted, October 12, 2012

St. Louis

Financial FedCorp, Inc., Memphis, Tennessee -- to become a bank holding company on the conversion of its subsidiary savings bank, Financial Federal Savings Bank, Memphis, to a state-chartered commercial bank.
-Approved, October 11, 2012

Secretary

Fulton Financial Corporation, Lancaster, Pennsylvania -- to acquire shares in Bryn Mawr Bank Corporation, Bryn Mawr, and The Bryn Mawr Trust Company.
-Approved, October 12, 2012

St. Louis

Reliable Community Bancshares, Inc., Perryville, Missouri -- (1) to acquire First Southeast Missouri Bancorporation, Inc., Scott City, and its subsidiary bank, Security Bank and Trust Company and (2) for First Southeast Acquisition Corporation, Perryville, to become a bank holding company by acquiring First Southeast Missouri.
-Approved, October 9, 2012

San Francisco

Washington Federal, Inc., Seattle, Washington -- waiver of application to acquire South Valley Bancorp, Inc., Klamath Falls, Oregon, in connection with the merger of their respective subsidiaries, Washington Federal, Seattle, and South Valley Bank & Trust, Klamath Falls.
-Granted, October 12, 2012

Bank Premises

New York

The Adirondack Trust Company, Saratoga Springs, New York -- to increase its investment in bank premises.
-Approved, October 12, 2012

Change in Bank Control

St. Louis

Central Missouri Shares, Inc., Lebanon, Missouri -- change in bank control of Central Missouri and its subsidiary bank, Central Bank, Lebanon.
-Permitted, October 12, 2012

Extensions of Time

Chicago

Minier Financial, Inc. Employee Stock Ownership Plan with 401(k) Provisions, Minier, Illinois -- extension to January 20, 2013, to increase its ownership of Minier Financial, Inc., Minier, and its subsidiary bank, First Farmers State Bank.
-Granted, October 11, 2012

International Operations

Director, BS&R

State Street Bank and Trust Company, Boston, Massachusetts -- (1) to make investments in its Edge corporation subsidiary, State Street International Holdings (SSIH), Boston, in excess of the limit set in Regulation K and (2) prior notice by State Street and SSIH to make investments in certain of their subsidiaries, all in connection with the acquisition of the Goldman Sachs Administration Services business.
-Approved, October 10, 2012

Savings and Loan Holding Companies

Boston

Berkshire Hills Bancorp, Inc., Pittsfield, Massachusetts -- waiver of application to acquire Beacon Federal Bancorp, Inc., East Syracuse, New York, in connection with the merger of their respective subsidiaries, Berkshire Bank, Pittsfield, and Beacon Federal, East Syracuse.
-Granted, October 12, 2012

Philadelphia

Northfield Bancorp, MHC, Staten Island, New York, and Northfield Bancorp, Inc. -- (1) to acquire by merger Flatbush Federal Bancorp, MHC, Brooklyn, and its subsidiaries and (2) for Northfield MHC's subsidiary, Northfield Bancorp, Inc., to issue stock in connection with the proposed merger.
-Approved, October 5, 2012
(A/C)