Actions under delegated authority

Actions taken during the week ending February 2, 2013

Bank Branches, Domestic

Richmond

HomeTown Bank, Roanoke, Virginia -- to establish a branch at 50 Ponderosa Drive, Christiansburg.
-Approved, January 31, 2013

Bank Holding Companies

Boston

1854 Bancorp, Cambridge, Massachusetts -- to become a mutual bank holding company by acquiring East Cambridge Savings Bank, Cambridge.
-Approved, January 29, 2013

Boston

Franklin Bancorp MHC, Franklin, New Hampshire -- to become a mutual bank holding company by acquiring Franklin Savings Bank, Franklin.
-Approved, January 28, 2013

Dallas

Quanah Financial Corporation Employee Stock Ownership Plan, Quanah, Texas -- to retain shares of Quanah Financial Corporation, Quanah, and indirectly First Capital Bank.
-Approved, January 28, 2013

Bank Premises

New York

The Adirondack Trust Company, Saratoga Springs, New York -- to increase its investment in bank premises.
-Approved, January 29, 2013

Banks, Foreign

Director, BS&R

NongHyup Bank, Seoul, Republic of Korea -- to establish a branch and a representative office in New York, New York.
-Approved, January 28, 2013

Banks, State Member

Secretary

Silicon Valley Bank, Santa Clara, California -- to make a public welfare investment.
-Approved, January 31, 2013

Change in Bank Control

Kansas City

First Commercial Bancshares, Inc., Edmond, Oklahoma -- change in bank control of First Commercial Bancshares and its subsidiary, First Commercial Bank, Edmond.
-Permitted, January 31, 2013

Chicago

Treynor Bancshares, Inc., Treynor, Iowa -- to retain control of Treynor Bancshares and its subsidiary, Treynor State Bank, Treynor.
-Permitted, January 31, 2013

Richmond

Virginia Heritage Bank, Vienna, Virginia -- change in bank control of Virginia Heritage Bank.
-Permitted, January 30, 2013

International Operations

Director, BS&R

USB Americas Holdings Company, Minneapolis, Minnesota -- waiver of remainder of prior-notice period to invest in Collective Point of Sale Solutions, Ltd., Toronto, Canada.
-Granted, January 16, 2013
(A/C)

Savings and Loan Holding Companies

General Counsel and Director, BS&R

Ameriprise Financial, Inc., Minneapolis, Minnesota -- to deregister as a savings and loan holding company.
-Approved, January 30, 2013