Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 5
Federal Reserve Bank of: Richmond

Filings received during the week ending February 23, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

BANQUE CENTRALE POPULAIRE

FBSEA

Banque Centrale Populaire, Casablanca, Morocco, to establish a representative office in Washington, D.C.

Newspaper:	Not available
Federal Register:	Not applicable

SURREY BANCORP

CIC

Betty J. Wright, Mount Airy, North Carolina, to individually control 12.31% of Surrey Bancorp, Mount Airy, North Carolina, and together with the Hylton Wright Living Trust Agreement and ARMAT Foundation, as a group acting in concert, to control 12.31% of Surrey Bancorp.

Newspaper:	Not available
Federal Register:	03/14/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
BENCHMARK CMNTY BK, KENBRIDGE, VIRGINIA	94522	10/30/2012	02/03/2013	S	Int Sm Bank
UNION FIRST MKT BK, RICHMOND, VIRGINIA	693224	09/17/2012	02/04/2013	S	Large Bank

CRA Examinations scheduled for Second Quarter of 2013 (April 1, 2013 - June 30, 2013)

Institution	Location
BANK OF STANLY	ALBEMARLE, NORTH CAROLINA
BANK OF VA	MIDLOTHIAN, VIRGINIA
BCBANK	PHILIPPI, WEST VIRGINIA
CABARRUS B&TC	CONCORD, NORTH CAROLINA
CHESAPEAKE BK	KILMARNOCK, VIRGINIA
CITIZENS CMNTY BK	SOUTH HILL, VIRGINIA
FARMERS & MRCH BK OF CRAIG CTY	NEW CASTLE, VIRGINIA
FARMERS BK WINDSOR VA	WINDSOR, VIRGINIA
FOUR OAKS B&TC	FOUR OAKS, NORTH CAROLINA
FRONTIER CMNTY BK	WAYNESBORO, VIRGINIA
UNITED BK	FAIRFAX, VIRGINIA
UNITED BK	PARKERSBURG, WEST VIRGINIA
VALLEY BK	ROANOKE, VIRGINIA

* Subject to the provisions of the Community Reinvestment Act

District: 5 Federal Reserve Bank of: Richmond

Filings received during the week ending February 23, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Second Quarter of 2013 (April 1, 2013 - June 30, 2013)

District: 5
Federal Reserve Bank of: Richmond