Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending March 2, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

COMMUNITY TRUST BANK

* Branch

Community Trust Bank, Choudrant, Louisiana, to establish a branch to be located at 384 East Stacy Road, Allen, Texas 75002.

Newspaper:	Not available
Federal Register:	Not applicable

R CORP FINANCIAL

* 3A1

R Corp Financial, Round Rock, Texas, to become a bank holding company by acquiring 100 percent of R Bank, Round Rock, Texas.

Newspaper:	Not available
Federal Register:	03/18/2013

TEXAS HERITAGE BANCSHARES, INC.

* 3A3

Texas Heritage Bancshares, Inc., Hondo, Texas, to acquire 100 percent of the common stock of Uvalde National Bank, Uvalde, Texas.

Newspaper:	Not available
Federal Register:	Not available

WELLINGTON STATE BANK

* Branch

Wellington State Bank, Wellington, Texas, to establish a branch to be located at 800 West Wise Street, Suite A, Bowie, Texas 76230.

Newspaper:	03/15/2013
Federal Register:	Not applicable

WICHITA FALLS BANCSHARES, INC.

CIC

Notice by Al C. Flack, Jr., Wichita Falls, Texas, individually, and Al C. Flack, Jr., David A. Flack, and Allyson P. Flack, all of Wichita Falls, Texas, collectively a group acting in concert, to control, retain, and acquire 10 percent or more of Wichita Falls Bancshares, Inc., Wichita Falls, Texas, and indirectly, First National Bank, Wichita Falls, Texas.

Newspaper:	02/28/2013
Federal Register:	03/18/2013

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending March 2, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas