Federal Reserve Release, H2, Actions of the Board, its Staff, and the Federal Reserve Banks; Applications and Reports Received

District: 11
Federal Reserve Bank of: Dallas

Filings received during the week ending April 20, 2013

Filer

Filing Type

Filing Proposal

End of Comment Period

FBC BANCSHARES, INC.

* 3A1

FBC Bancshares, Inc., Conroe, Texas, to become a bank holding company by acquiring 100 percent of First Bank, N.A., Conroe, Texas.

Newspaper:	05/12/2013
Federal Register:	05/17/2013

FRIENDSWOOD CAPITAL CORPORATION

CIC

Notice by John C. Landers, Houston, Texas, individually and as co-trustee of the Brittney Reimert Family Share Trust, the Chelsea Reimert Family Share Trust, and the Jeffery Reimert Family Share Trust, all of Houston, Texas, to acquire 10 per cent or more of the shares and thereby control of Friendswood Capital Corporation, Webster, Texas, and thus indirectly obtain control of Texan Bank, Sugar Land, Texas.

Newspaper:	Not available
Federal Register:	04/26/2013

HENDERSON CITIZENS BANCSHARES, INC.

* 3A3

Henderson Citizens Bancshares, Inc., Henderson, Texas, to acquire 100 percent of the common stock of The East Texas National Bank of Palestine, Palestine, Texas.

Newspaper:	Not available
Federal Register:	05/09/2013

HILLISTER ENTERPRISES II, INC.

* 3A5
* 3A3

Hillister Enterprises, II, Inc., Umphrey II Family Limited Partnership, and CBFH, Inc., all of Beaumont, Texas, to acquire VB Texas, Inc., Houston, Texas, and therefore indirectly, Vista Bank Texas, Houston, Texas.

Newspaper:	Not available
Federal Register:	04/29/2013

LOUISE BANCSHARES, INC.

4c8

Louise Bancshares, Inc., Louise, Texas, to acquire indirectly through its wholly owned subsidiary, The First State Bank, Louise, Texas, a 90 percent interest in Hancock Mortgage Partners, LLC, Sugar Land, Texas, to engage in lending activities pursuant to 225.28(b)(1) of Regulation Y.

Newspaper:	Not applicable
Federal Register:	Not applicable

Availability of CRA Public Evaluations

The Community Reinvestment Act is intended to encourage depository institutions to help meet the credit needs of the communities in which they operate, including low- and moderate-income neighborhoods. It was enacted by the Congress in 1977 (12 U.S.C. 2901) and is implemented by Regulation BB (12 CFR 228). The regulation was revised in May 1995.

The CRA requires that each depository institution's record in helping meet the credit needs of its entire community be evaluated periodically. That record is taken into account in considering an institution's application for deposit facilities.

A copy of an institution's CRA evaluation may be obtained directly from the institution or Reserve Bank.

Federal bank regulators use the following performance levels to rate an institution's performance under CRA:

O = Outstanding
S = Satisfactory
NI = Needs to improve
SN = Substantial noncompliance

The following state member banks have been examined and their CRA public evaluations are now available.

Institution / Location	RSSD ID	Exam Date	CRA Public Date	CRA Rating	Exam Method
NONE

CRA Examinations scheduled for Quarter of

Institution	Location
NONE

* Subject to the provisions of the Community Reinvestment Act

District: 11 Federal Reserve Bank of: Dallas

Filings received during the week ending April 20, 2013

Availability of CRA Public Evaluations

CRA Examinations scheduled for Quarter of

District: 11
Federal Reserve Bank of: Dallas